Cullen/Frost Bankers Inc. reported total assets of USD 53.00 billion as of December 31, 2025. Total deposits stood at USD 42.90 billion, and total loans were USD 21.90 billion for the same period. The company’s trust assets reached USD 51.00 billion. Capital ratios as of the end of the fourth quarter of 2025 were as follows: Common Equity Tier 1 at 14.97%, Tier 1 Capital at 15.95%, Total Capital at 12.98%, and Tier 1 Leverage at 8.80%. These figures indicate capital levels well above current regulatory minimums. Cullen/Frost Bankers Inc. highlighted its ability to pay up to USD 1.00 billion in dividends from Frost Bank to the parent company without requiring additional governmental approvals, while maintaining its "well capitalized" status. The company maintained a market capitalization of USD 8.10 billion at year-end 2025. Cullen/Frost’s loan-to-deposit ratio averaged 81.3% during the period. Credit ratings were A3/Stable from Moody's and A-/Stable from S&P. Cullen/Frost Bankers Inc. also reported notable recognition in the J.D. Power 2025 U.S. Retail Banking Satisfaction Survey, achieving the highest ranking among retail banks in Texas for the seventeenth consecutive year. In 2025, Frost received 15 awards for excellence in small business banking and 12 awards for excellence in middle-market banking, including Best Bank for Customer Service, Ease of Doing Business, and Overall Satisfaction.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Cullen/Frost Bankers Inc. published the original content used to generate this news brief on February 11, 2026, and is solely responsible for the information contained therein.