Assurant reported FY 2025 net income of USD 872.7 million, up 15%, on total revenues of USD 12.81 billion. Income before provision for income taxes was USD 1.09 billion, while the provision for income taxes was USD 214.7 million. Net investment income was USD 527.3 million (+2%), and net realized losses on investments and fair value changes to equity securities were USD 71.8 million. Global Lifestyle Adjusted EBITDA rose 4% to USD 801.3 million, with segment total revenues of USD 9.94 billion (+7%) and net earned premiums of USD 7.89 billion (+5%). Assurant cited growth in Connected Living driven by global mobile device protection programs and a new U.S. financial services program, alongside improved loss experience in Global Automotive; results were partly offset by a USD 7.0 million non-run rate inventory adjustment in U.S. mobile recorded in Q4 2025 and an unfavorable foreign exchange impact. Global Housing Adjusted EBITDA increased 28% to USD 858.7 million, with segment total revenues of USD 2.91 billion (+13%) and net earned premiums of USD 2.58 billion (+13%). The company highlighted continued lender-placed insurance growth (higher policies in-force and average premiums), favorable non-catastrophe loss experience, and USD 46.4 million of lower pre-tax reportable catastrophes; it also noted higher costs associated with growth and higher catastrophe reinsurance premiums following the 2024 program restructuring. On capital and balance sheet items, Assurant ended FY 2025 with USD 1.83 billion in cash and cash equivalents and generated USD 1.83 billion of net cash provided by operating activities. During FY 2025, it repurchased 1,432,302 shares for USD 299.9 million and paid USD 168.4 million in common stock dividends; the board declared a quarterly dividend of USD 0.88 per share payable March 30, 2026. In August 2025, Assurant issued USD 300.0 million of 5.55% senior notes due February 2036 and used proceeds to redeem its 6.10% senior notes due February 2026, recording a USD 1.3 million loss on extinguishment of debt. The company also said it had an agreement to sell a Miami, Florida property for USD 126.0 million and expects a gain above the current carrying value of USD 46.0 million as of Dec. 31, 2025, less estimated costs to sell, subject to closing conditions.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Assurant Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001267238-26-000010), on February 19, 2026, and is solely responsible for the information contained therein.