LLB reported FY 2025 group profit of CHF 166.5 million (down 0.4%). Business volume rose to CHF 125.9 billion (up 10.9%), supported by net new money of CHF 3.70 billion (up 3.8%) and net new loans of CHF 540 million (up 3.3%). The cost-income ratio was 67.0% (up 0.6), while the Tier 1 ratio improved to 19.0% (up 0.3). LLB also reported a balance sheet total of CHF 28.3 billion (up 2.4%), CET1 capital of CHF 2.0 billion (up 5.2%), risk-weighted assets of CHF 10.3 billion (up 3.7%), return on equity of 7.3% (down 0.4), and an LCR of 149.9% (down 2.0). Moody’s deposit rating was Aa2. In business lines, International Wealth Management posted FY 2025 pre-tax profit of CHF 157.8 million (down 6.7%) on net new money of CHF 1.13 billion (up 5.1%), while Private and Corporate Clients reported pre-tax profit of CHF 117.9 million (up 0.8%) with net new money of CHF 2.48 billion (up 3.4%). LLB highlighted a rise in service and commission income to CHF 259.2 million (up 21%) and said higher trading income helped offset a decline in net interest income, with net interest income before expected credit losses at CHF 122.9 million (down 8%) and trading income at CHF 219.7 million (up 10%). On corporate and product updates, LLB said it successfully migrated and integrated the former ZKB Österreich business, opened a new location in Zurich, and created a new “Wealth Solutions” unit in Germany. The bank also announced the formation of Liechtensteinisches Pfandbriefinstitut as a joint venture with LGT, with a first bond issuance in preparation, and cited progress on its ACT-26 strategy, including efficiency initiatives via the LLB.ONE digitalization program and sustainability steps such as launching a “0% energy mortgage” and continued CO2-emissions reduction. The board proposed a stable dividend for FY 2025 (proposal to the AGM on 17 April 2026).

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. LLB - Liechtensteinische Landesbank AG published the original content used to generate this news brief on February 20, 2026, and is solely responsible for the information contained therein.