Yangzijiang Financial reported FY2025 total income of SGD 103.7 million (-19%) and profit from continuing operations before allowances of SGD 92.2 million (-19%), supported mainly by interest income from its debt investment business in China of SGD 92.5 million (-29%). Dividend income was SGD 4.1 million (+29%). The group booked an allowance for credit and other losses of SGD 290.9 million in FY2025, which it said primarily reflected changes in market conditions and recovery expectations in China’s property and credit markets, resulting in a FY2025 loss attributable to equity holders of SGD 5.2 million; diluted EPS from continuing operations was -3.80 Singapore cents. Share of profits of associated companies and joint ventures was SGD 19.0 million (more than 2x). As at 31 Dec 2025, Yangzijiang Financial had total assets of SGD 1.89 billion (-57.2%), cash and cash equivalents of SGD 638.2 million (-54.8%), debt investments in China of SGD 843.9 million (-32.5%), and total liabilities of SGD 145.9 million (-27.0%). Borrowings were not reported as the group said it had no external borrowings following the spin-off of Yangzijiang Maritime Development Ltd. Net assets attributable to equity holders were SGD 1.75 billion (-57.0%), with NAV per share at 50.20 Singapore cents (-57.0%). AUM was SGD 1.71 billion. For FY2026, the group said it is prioritising portfolio optimisation and accelerated loan recovery, and plans disciplined redeployment including up to RMB 1.0 billion in 1H2026 into selected high-yield (>4.5%) listed equities, subject to market conditions and internal risk assessment. It also outlined a longer-term allocation framework of about 40% income-generating debt investments, 40% equity investments and 20% cash, and a target to move toward a 50:50 allocation between China and Asia Pacific over the next three years.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Yangzijiang Financial Holding Ltd. published the original content used to generate this news brief via Singapore Exchange Limited (SGX) (Ref. ID: IWCKNBVVBUHXG1R8) on February 28, 2026, and is solely responsible for the information contained therein.