U.S. Bancorp’s 2025 annual report said it refocused execution on organic growth, productivity and payments transformation, alongside investments in data, AI and digital assets capabilities. The bank reported 16% adjusted earnings per share growth and said it achieved positive operating leverage while keeping expenses nearly flat. It highlighted new consumer and small-business product launches and expanded embedded payments through partnerships with WIX and WooCommerce. U.S. Bancorp also said it agreed to acquire BTIG for up to USD 1 billion, aiming to broaden capital markets capabilities, with closing expected in Q2 2026 pending regulatory approval.

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