FICO Reports UK Credit Card Balances Hit GBP 1,950 as One-Missed-Payment Balances Rise 8.2%

Reuters

03/16

FICO Reports UK Credit Card Balances Hit GBP 1,950 as One-Missed-Payment Balances Rise 8.2%

FICO analysis of UK credit card data for 2025 found average balances rose above 4.5% year on year each month, reaching an all-time high of GBP 1,950 in December. Payment rates were below 2024 levels throughout the year, ending at 33.4% in December. Average balances for accounts missing one payment reached GBP 2,440 in December, up 8.2% year on year.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Fair Isaac Corporation published the original content used to generate this news brief via Business Wire (Ref. ID: 202603160830BIZWIRE_USPR_____20260316_BW852690) on March 16, 2026, and is solely responsible for the information contained therein.

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