Qfin published an earnings release with unaudited fourth-quarter and full-year 2025 results and raised its semi-annual dividend. Q4 total net revenue fell 8.69% to RMB4.09 billion and net income declined 46.89% to RMB1.02 billion. Q4 total facilitation and origination loan volume fell 21.8% to RMB70.3 billion, while 90 day+ delinquency rate was 2.71% as of Dec. 31, 2025. FY total net revenue rose 11.88% to RMB19.21 billion and net income fell 5.36% to RMB5.98 billion, while net cash provided by operating activities rose 18.62% to RMB11.08 billion. CEO Haisheng Wu cited macro uncertainties and regulatory changes that tightened liquidity and elevated risk, and the company forecast Q1 2026 net income of RMB830 million to RMB880 million and non-GAAP net income of RMB900 million to RMB950 million.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. QFIN Holdings Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 202603171800PRIMZONEFULLFEED9673520) on March 17, 2026, and is solely responsible for the information contained therein.