X Financial Q4 FY2025 net income drops 85.2% to RMB57 million; revenue falls 14.1% to RMB1.47 billion

Reuters

8小時前

X Financial Q4 FY2025 net income drops 85.2% to RMB57 million; revenue falls 14.1% to RMB1.47 billion

X Financial published an unaudited earnings press release alongside a Form 6-K filing; Q4 total net revenue was RMB 1.5 billion (USD 209.9 million), down 14.1% year-over-year.
Q4 net income was RMB 57.2 million (USD 8.2 million), down 85.2% year-over-year due to higher credit-related provisions and lower loan facilitation revenue.
Loan amount facilitated and originated in Q4 was RMB 22.8 billion, down 29.5% year-over-year.
Asset quality weakened, with the 31-60 day delinquency rate rising 1.73 percentage points to 2.9% and the 91-180 day delinquency rate rising 3.83 percentage points to 6.31%.
Management guided for Q1 total loan amount facilitated and originated of RMB 14.5 billion to RMB 15.5 billion and said it is tightening credit standards and strengthening risk management and collections.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. X Financial published the original content used to generate this news brief via PR Newswire (Ref. ID: 202603251650PR_NEWS_USPR_____CN18046) on March 25, 2026, and is solely responsible for the information contained therein.

應版權方要求，你需要登入查看該內容

登入 / 註冊

免責聲明：投資有風險，本文並非投資建議，以上內容不應被視為任何金融產品的購買或出售要約、建議或邀請，作者或其他用戶的任何相關討論、評論或帖子也不應被視為此類內容。本文僅供一般參考，不考慮您的個人投資目標、財務狀況或需求。TTM對信息的準確性和完整性不承擔任何責任或保證，投資者應自行研究並在投資前尋求專業建議。

熱議股票

1
2
3
4
5
6
7
8
9
10

{"basename":"/hant","ssrTDKData":{"titleTemplate":"%s - 老虎證券","title":"老虎证券全球投资理财平台| 一站式投资美股新股港股A股","description":"老虎证券助您一站式投资美股，新股，港股，A股等全球金融理财产品。新加坡华人最信赖的在线投资平台，现在加入即享低费用，24/5 无时差炒美股投资理财！","keywords":"老虎證券,老虎證券開戶,老虎券商,老虎證券官網,老虎證券app,tigertrade老虎證券,股票,炒股,新加坡股票交易平臺,投資,投資理財","social":{"ogDescription":"老虎证券助您一站式投资美股，新股，港股，A股等全球金融理财产品。新加坡华人最信赖的在线投资平台，现在加入即享低费用，24/5 无时差炒美股投资理财！","ogImage":"https://c1.itigergrowtha.com/portal5/static/media/og-logo.be62fbe1.png","ogUrl":"https://www.itiger.com/hant/news/2622019002"},"companyName":"老虎證券"},"pageData":{"isMobile":false,"isTiger":false,"isTTM":true,"region":"SGP","license":"TBSG","edition":"fundamental"},"isCrawlerRequest":true,"__swrFallback__":{"@#url:\"https://stock-news.skytigris.cn/v3/news\",params:#id:\"2622019002\",edition:\"fundamental\",auth_exemption:1,,,undefined,":{"share":"https://ttm.financial/m/news/2622019002?lang=zh_TW&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2026-03-26 04:50","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2622019002","market":"fut","top_or_hot":-1,"title":"X Financial Q4 FY2025 net income drops 85.2% to RMB57 million; revenue falls 14.1% to RMB1.47 billion","media":"Reuters","content":"<html xmlns=\"http://www.w3.org/1999/xhtml\" xmlns:newsg2=\"http://iptc.org/std/nar/2006-10-01/\" xmlns:xhtml=\"http://www.w3.org/1999/xhtml\"><head><title>\n      X Financial Q4 FY2025 net income drops 85.2% to RMB57 million; revenue falls 14.1% to RMB1.47 billion\n    </title></head><body><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<ul>\n<li>\n          X Financial published an unaudited earnings press release alongside a Form 6-<a href=\"https://laohu8.com/S/TKKD.SI\">K</a> filing; Q4 total net revenue was RMB 1.5 billion (USD 209.9 million), down 14.1% year-over-year.\n        </li>\n<li>\n          Q4 net income was RMB 57.2 million (USD 8.2 million), down 85.2% year-over-year due to higher credit-related provisions and lower loan facilitation revenue.\n        </li>\n<li>\n          Loan amount facilitated and originated in Q4 was RMB 22.8 billion, down 29.5% year-over-year.\n        </li>\n<li>\n          Asset quality weakened, with the 31-60 day delinquency rate rising 1.73 percentage points to 2.9% and the 91-180 day delinquency rate rising 3.83 percentage points to 6.31%.\n        </li>\n<li>\n          Management guided for Q1 total loan amount facilitated and originated of RMB 14.5 billion to RMB 15.5 billion and said it is tightening credit standards and strengthening risk management and collections.\n        </li>\n</ul>\n<br/>\n<br/>\n</div><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n<i>Disclaimer: <span>This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. X Financial published the original content used to generate this news brief via PR Newswire (Ref. ID: 202603251650PR_NEWS_USPR_____CN18046) on March 25, 2026, and is solely responsible for the information contained therein.</span></i>\n</p>\n</div></body></html>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>X Financial Q4 FY2025 net income drops 85.2% to RMB57 million; revenue falls 14.1% to RMB1.47 billion</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nX Financial Q4 FY2025 net income drops 85.2% to RMB57 million; revenue falls 14.1% to RMB1.47 billion\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1032215980\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time smaller\">2026-03-26 04:50</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<html xmlns=\"http://www.w3.org/1999/xhtml\" xmlns:newsg2=\"http://iptc.org/std/nar/2006-10-01/\" xmlns:xhtml=\"http://www.w3.org/1999/xhtml\"><head><title>\n      X Financial Q4 FY2025 net income drops 85.2% to RMB57 million; revenue falls 14.1% to RMB1.47 billion\n    </title></head><body><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<ul>\n<li>\n          X Financial published an unaudited earnings press release alongside a Form 6-<a href=\"https://laohu8.com/S/TKKD.SI\">K</a> filing; Q4 total net revenue was RMB 1.5 billion (USD 209.9 million), down 14.1% year-over-year.\n        </li>\n<li>\n          Q4 net income was RMB 57.2 million (USD 8.2 million), down 85.2% year-over-year due to higher credit-related provisions and lower loan facilitation revenue.\n        </li>\n<li>\n          Loan amount facilitated and originated in Q4 was RMB 22.8 billion, down 29.5% year-over-year.\n        </li>\n<li>\n          Asset quality weakened, with the 31-60 day delinquency rate rising 1.73 percentage points to 2.9% and the 91-180 day delinquency rate rising 3.83 percentage points to 6.31%.\n        </li>\n<li>\n          Management guided for Q1 total loan amount facilitated and originated of RMB 14.5 billion to RMB 15.5 billion and said it is tightening credit standards and strengthening risk management and collections.\n        </li>\n</ul>\n<br/>\n<br/>\n</div><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n<i>Disclaimer: <span>This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. X Financial published the original content used to generate this news brief via PR Newswire (Ref. ID: 202603251650PR_NEWS_USPR_____CN18046) on March 25, 2026, and is solely responsible for the information contained therein.</span></i>\n</p>\n</div></body></html>\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"XYF","symbol_name":"小贏科技","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260325:nNDL9hPgz2:1","article_id":"2622019002","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2622019002","pubTimestamp":1774471830,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"X Financial published an unaudited earnings press release alongside a Form 6-K filing; Q4 total net revenue was RMB 1.5 billion , down 14.1% year-over-year.Q4 net income was RMB 57.2 million , down 85.2% year-over-year due to higher credit-related provisions and lower loan facilitation revenue.Loan amount facilitated and originated in Q4 was RMB 22.8 billion, down 29.5% year-over-year.Asset quality weakened, with the 31-60 day delinquency rate rising 1.73 percentage points to 2.9% and the 91-180 day delinquency rate rising 3.83 percentage points to 6.31%.Management guided for Q1 total loan amount facilitated and originated of RMB 14.5 billion to RMB 15.5 billion and said it is tightening credit standards and strengthening risk management and collections.","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"XYF":"小赢科技","BK4166":"消费信贷","BK4503":"景林资产持仓"},"translate_title":"X Financial 2025财年第四季度净利润下降85.2%至人民币5700万元；收入下降14.1%至人民币14.7亿元","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"XYF":0.9},"content_text":"X Financial Q4 FY2025 net income drops 85.2% to RMB57 million; revenue falls 14.1% to RMB1.47 billion\n    \n\n\n          X Financial published an unaudited earnings press release alongside a Form 6-K filing; Q4 total net revenue was RMB 1.5 billion (USD 209.9 million), down 14.1% year-over-year.\n        \n\n          Q4 net income was RMB 57.2 million (USD 8.2 million), down 85.2% year-over-year due to higher credit-related provisions and lower loan facilitation revenue.\n        \n\n          Loan amount facilitated and originated in Q4 was RMB 22.8 billion, down 29.5% year-over-year.\n        \n\n          Asset quality weakened, with the 31-60 day delinquency rate rising 1.73 percentage points to 2.9% and the 91-180 day delinquency rate rising 3.83 percentage points to 6.31%.\n        \n\n          Management guided for Q1 total loan amount facilitated and originated of RMB 14.5 billion to RMB 15.5 billion and said it is tightening credit standards and strengthening risk management and collections.\n        \n\n\n\n\n\nDisclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. X Financial published the original content used to generate this news brief via PR Newswire (Ref. ID: 202603251650PR_NEWS_USPR_____CN18046) on March 25, 2026, and is solely responsible for the information contained therein.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-2","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":true,"code":"91000000","status":"200"}}}