Bank Mandiri's CASA Ratio Decline Points to Structural Funding Pressure -- Market Talk

Dow Jones

04/06

0222 GMT - A decline in Bank Mandiri's current account and savings account ratio points to structural funding pressure, UOB Kay Hian's Posmarito Pakpahan says in a report. Its funding mix has weakened as its CASA ratio has fallen sharply, with its cost-of-funds improvement perceived as cyclical and vulnerable to reversal amid rising Indonesian government bond yields and tighter liquidity, the analyst says. Management's 2026 net-interest-margin guidance of 4.6%-4.8% already acknowledges continued yield pressure, the analyst notes. The brokerage downgrades its rating on the stock to hold from buy with an unchanged target price of 5,150.00 rupiah. Shares last closed at 4,650.00 rupiah. (ronnie.harui@wsj.com)

(END) Dow Jones Newswires

April 05, 2026 22:22 ET (02:22 GMT)

應版權方要求，你需要登入查看該內容

登入 / 註冊

免責聲明：投資有風險，本文並非投資建議，以上內容不應被視為任何金融產品的購買或出售要約、建議或邀請，作者或其他用戶的任何相關討論、評論或帖子也不應被視為此類內容。本文僅供一般參考，不考慮您的個人投資目標、財務狀況或需求。TTM對信息的準確性和完整性不承擔任何責任或保證，投資者應自行研究並在投資前尋求專業建議。

熱議股票

{"basename":"/hant","ssrTDKData":{"titleTemplate":"%s - 老虎證券","title":"老虎证券全球投资理财平台| 一站式投资美股新股港股A股","description":"老虎证券助您一站式投资美股，新股，港股，A股等全球金融理财产品。新加坡华人最信赖的在线投资平台，现在加入即享低费用，24/5 无时差炒美股投资理财！","keywords":"老虎證券,老虎證券開戶,老虎券商,老虎證券官網,老虎證券app,tigertrade老虎證券,股票,炒股,新加坡股票交易平臺,投資,投資理財","social":{"ogDescription":"老虎证券助您一站式投资美股，新股，港股，A股等全球金融理财产品。新加坡华人最信赖的在线投资平台，现在加入即享低费用，24/5 无时差炒美股投资理财！","ogImage":"https://c1.itigergrowtha.com/portal5/static/media/og-logo.0a0bd8dc.png","ogUrl":"https://www.itiger.com/hant/news/2625211629"},"companyName":"老虎證券"},"pageData":{"isMobile":false,"isTiger":false,"isTTM":true,"region":"SGP","license":"TBSG","edition":"fundamental"},"isCrawlerRequest":true,"__swrFallback__":{"@#url:\"https://stock-news.skytigris.cn/v3/news\",params:#id:\"2625211629\",edition:\"fundamental\",auth_exemption:1,,,undefined,":{"share":"https://ttm.financial/m/news/2625211629?lang=zh_TW&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2026-04-06 10:22","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2625211629","market":"nz","top_or_hot":-1,"title":"Bank Mandiri's CASA Ratio Decline Points to Structural Funding Pressure -- Market Talk","media":"Dow Jones","content":"<font class=\"NormalMinus1\" face=\"Arial\">\n<p>\n     0222 GMT - A decline in Bank Mandiri's current account and savings account ratio points to structural funding pressure, UOB Kay Hian's Posmarito Pakpahan says in a report. Its funding mix has weakened as its CASA ratio has fallen sharply, with its cost-of-funds improvement perceived as cyclical and vulnerable to reversal amid rising Indonesian government bond yields and tighter liquidity, the analyst says. Management's 2026 net-interest-margin guidance of 4.6%-4.8% already acknowledges continued yield pressure, the analyst notes. The brokerage downgrades its rating on the stock to hold from buy with an unchanged target price of 5,150.00 rupiah. Shares last closed at 4,650.00 rupiah. (ronnie.harui@wsj.com) \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  (END) Dow Jones Newswires\n</p>\n<p>\n  April 05, 2026 22:22 ET (02:22 GMT)\n</p>\n<p>\n  Copyright (c) 2026 Dow Jones &amp; Company, Inc.\n</p>\n</font>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Bank Mandiri's CASA Ratio Decline Points to Structural Funding Pressure -- Market Talk</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBank Mandiri's CASA Ratio Decline Points to Structural Funding Pressure -- Market Talk\n</h2>\n<h4 class=\"meta\">\n<div class=\"head\" \">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Dow Jones </p>\n<p class=\"h-time smaller\">2026-04-06 10:22</p>\n</div>\n</div>\n</h4>\n</header>\n<article>\n<font class=\"NormalMinus1\" face=\"Arial\">\n<p>\n     0222 GMT - A decline in Bank Mandiri's current account and savings account ratio points to structural funding pressure, UOB Kay Hian's Posmarito Pakpahan says in a report. Its funding mix has weakened as its CASA ratio has fallen sharply, with its cost-of-funds improvement perceived as cyclical and vulnerable to reversal amid rising Indonesian government bond yields and tighter liquidity, the analyst says. Management's 2026 net-interest-margin guidance of 4.6%-4.8% already acknowledges continued yield pressure, the analyst notes. The brokerage downgrades its rating on the stock to hold from buy with an unchanged target price of 5,150.00 rupiah. Shares last closed at 4,650.00 rupiah. (ronnie.harui@wsj.com) \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  (END) Dow Jones Newswires\n</p>\n<p>\n  April 05, 2026 22:22 ET (02:22 GMT)\n</p>\n<p>\n  Copyright (c) 2026 Dow Jones &amp; Company, Inc.\n</p>\n</font>\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK6505","symbol_name":"周期性消費品與消費者服務","start_time":0,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","article_id":"2625211629","we_media_id":"106","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2625211629","pubTimestamp":1775442120,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Dow Jones","introduction":"Dow Jones publishes the world’s most trusted business news and financial information in a variety of media.","home_visible":0,"id":"106","head_image":"https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99"},"summary":"0222 GMT - A decline in Bank Mandiri's current account and savings account ratio points to structural funding pressure, UOB Kay Hian's Posmarito Pakpahan says in a report. Its funding mix has weakened as its CASA ratio has fallen sharply, with its cost-of-funds improvement perceived as cyclical and vulnerable to reversal amid rising Indonesian government bond yields and tighter liquidity, the analyst says. Management's 2026 net-interest-margin guidance of 4.6%-4.8% already acknowledges continued yield pressure, the analyst notes. The brokerage downgrades its rating on the stock to hold from buy with an unchanged target price of 5,150.00 rupiah. Shares last closed at 4,650.00 rupiah. ","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK6505":"周期性消费品与消费者服务","PPERY":"PT Bank Mandiri Persero TBK","BK4122":"互联网与直销零售","PCOM":"Points International","BK4207":"综合性银行","C04.SI":"家善控股","BK6071":"经销商"},"translate_title":"曼迪里银行CASA比率下降表明结构性资金压力——市场讨论","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"C04.SI":1.5,"PCOM":1.5,"PPERY":0.9},"content_text":"0222 GMT - A decline in Bank Mandiri's current account and savings account ratio points to structural funding pressure, UOB Kay Hian's Posmarito Pakpahan says in a report. Its funding mix has weakened as its CASA ratio has fallen sharply, with its cost-of-funds improvement perceived as cyclical and vulnerable to reversal amid rising Indonesian government bond yields and tighter liquidity, the analyst says. Management's 2026 net-interest-margin guidance of 4.6%-4.8% already acknowledges continued yield pressure, the analyst notes. The brokerage downgrades its rating on the stock to hold from buy with an unchanged target price of 5,150.00 rupiah. Shares last closed at 4,650.00 rupiah. (ronnie.harui@wsj.com) \n\n\n \n\n\n  (END) Dow Jones Newswires\n\n\n  April 05, 2026 22:22 ET (02:22 GMT)\n\n\n  Copyright (c) 2026 Dow Jones & Company, Inc.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":true,"editions":null,"column":"","sentiment":"-1","news_tag":"","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":0,"need_auth":true,"need_login_tip":false,"code":"91000000","status":"200"}}}