Press Release: Harley-davidson Delivers Second Quarter Financial Results and Raises Full-year Guidance

Dow Jones
07/23

MILWAUKEE, July 23, 2026 /PRNewswire/ -- Harley-Davidson, Inc. ("Harley-Davidson," "HDI," or the "Company") $(HOG)$ today reported second quarter 2026 results and raised full-year guidance.

"Our second-quarter performance reflects strength in our domestic retail business, continued focus on healthy dealer inventory levels and the exceptional commitment of our dealer network. We also made meaningful progress against our Back to the Bricks strategic initiatives, strengthening execution across the business and driving improved profitability. Given this progress, our first-half results, and our market share gains, we are raising our full-year guidance and remain confident in our ability to create long-term value for shareholders," said Artie Starrs, President and CEO, Harley-Davidson.

Second Quarter 2026 Highlights

   -- North American retail motorcycle sales of 29,751 units, up 3% vs. prior 
      year 
 
   -- Global dealer inventory of new motorcycles ended Q2 '26 down 17% vs. end 
      Q2 '25 
 
   -- Introduced 2026 Super Glide$(R)$ in June 
 
   -- HDMC global motorcycle shipments of 39,209, up 9% vs. prior year 
 
   -- Net Income attributable to HDI of $80 million, down 26% from prior year 
      primarily due to HDFS shift to capital light model, partially offset by 
      HDMC improvement 
 
   -- HDMC revenue of $1.1 billion, up 6% vs. prior year 
 
   -- HDMC Adjusted EBITDA margin of 10.4%, up from 9.3% in Q2 '25 
 
   -- HDFS operating income margin of 18.5%, down from 27.1% in Q2 '25 
 
   -- Delivered diluted EPS of $0.75, down 15% vs. prior year 
 
   -- Q2 performance enabled raising FY 2026 guidance for retail sales and 
      wholesale shipments as well as HDMC & HDFS operating income 

Second Quarter 2026 Results

Harley-Davidson, Inc. Consolidated Financial Results

 
                                      2nd quarter 
-------------------------------  ---------------------- 
     $ in millions (except EPS)   2026    2025   Change 
-------------------------------  ------  ------  ------ 
Revenue                          $1,230  $1,307    -6 % 
-------------------------------  ------  ------  ------ 
Operating Income                    $76    $112   -32 % 
-------------------------------  ------  ------  ------ 
Net Income Attributable to HDI      $80    $108   -26 % 
-------------------------------  ------  ------  ------ 
Diluted EPS                       $0.75   $0.88   -15 % 
-------------------------------  ------  ------  ------ 
 

Consolidated revenue in the second quarter was down 6 percent, driven largely by an HDFS revenue decrease of 55 percent.

Consolidated operating income in the second quarter was down 32 percent, driven largely by a decline of 69 percent at HDFS, partially offset by an increase of 18 percent at HDMC. At the LiveWire segment, the operating loss improved by $1 million and was 4 percent lower than the prior year loss. Consolidated operating income margin in the second quarter was 6.2 percent relative to 8.6 percent in the second quarter a year ago.

Harley-Davidson Motor Company (HDMC) -- Results

 
                                          2nd quarter 
---------------------------------  ------------------------- 
                    $ in millions   2026    2025    Change 
---------------------------------  ------  ------  --------- 
Motorcycle Shipments (thousands)     39.2    35.8        9 % 
---------------------------------  ------  ------  --------- 
Revenue                            $1,104  $1,044        6 % 
---------------------------------  ------  ------  --------- 
  Motorcycles                        $848    $778        9 % 
---------------------------------  ------  ------  --------- 
  Parts & Accessories                $177    $187       -5 % 
---------------------------------  ------  ------  --------- 
  Apparel & Licensing                 $62     $61        2 % 
---------------------------------  ------  ------  --------- 
  Other                               $17     $18       -4 % 
---------------------------------  ------  ------  --------- 
Gross Margin                       27.5 %  28.6 %  -1.1 pts. 
---------------------------------  ------  ------  --------- 
Operating Income                      $72     $61       18 % 
---------------------------------  ------  ------  --------- 
Operating Margin                    6.6 %   5.9 %   0.7 pts. 
---------------------------------  ------  ------  --------- 
 
Adjusted EBITDA(1)                   $115     $97       18 % 
---------------------------------  ------  ------  --------- 
Adjusted EBITDA Margin %(1)        10.4 %   9.3 %    1.1 pts 
---------------------------------  ------  ------  --------- 
 
 
 
(1)  "Adjusted EBITDA" and "Adjusted EBITDA Margin %" are non-GAAP terms. 
     Please see below for full reconciliation to the most directly comparable 
     GAAP financial measures. 
 

Second quarter global motorcycle shipments increased 9 percent, while wholesale unit shipments were lower than retail unit sales. This is aligned with Company plans as dealer inventory management remains a top priority. Revenue was up 6 percent driven by increased shipments and favorable foreign exchange effects, partially offset by net pricing. Parts & Accessories revenue was down 5 percent and Apparel & Licensing revenue was up 2 percent.

Second quarter gross margin came in at 27.5 percent, which was down 108 basis points versus prior year. Gross profit was impacted favorably by manufacturing and other costs, including a tariff recovery that benefited gross profit. The favorability was offset by unfavorable product mix, net pricing, raw materials, and foreign exchange effects. Operating expenses came in $6 million lower than a year ago, at $232 million, including a restructuring expense of $3 million. Second quarter operating income margin was 6.6 percent compared to 5.9 percent in the prior year quarter.

Harley-Davidson Retail Motorcycle Sales

 
                             2nd quarter 
------------------------  ------------------ 
 Motorcycles (thousands)  2026  2025  Change 
------------------------  ----  ----  ------ 
North America             29.8  28.9     3 % 
------------------------  ----  ----  ------ 
EMEA                       7.0   7.6    -9 % 
------------------------  ----  ----  ------ 
Asia Pacific               5.0   5.0     0 % 
------------------------  ----  ----  ------ 
Latin America              0.8   0.7     4 % 
------------------------  ----  ----  ------ 
Worldwide Total           42.5  42.3     1 % 
------------------------  ----  ----  ------ 
 

Global retail motorcycle sales in the second quarter were up 1 percent versus prior year, reflecting North American growth and soft international results. North American retail was up 3 percent, driven by continued strength in the Touring and Sport categories and a positive response to the new '26 motorcycle line-up. EMEA retail performance, down 9 percent, was characterized by positive results in the Touring and Sport categories, while the German region(2) experienced a decline. APAC retail performance was slightly positive in the quarter, where Australia & New Zealand led the region from a growth standpoint. Latin America retail was characterized by strong gains in Mexico and a modest decline in Brazil.

 
(2)  The German region includes Germany, Austria, and Switzerland 
 

Harley-Davidson Financial Services (HDFS) -- Results

 
                      2nd quarter 
-----------------  ------------------ 
    $ in millions  2026  2025  Change 
-----------------  ----  ----  ------ 
Revenue            $117  $257   -55 % 
-----------------  ----  ----  ------ 
Operating Income    $22   $70   -69 % 
-----------------  ----  ----  ------ 
 

In the second quarter, HDFS revenue was down 55 percent from prior year, driven by lower retail finance receivables. The decline in retail receivables was due to the sale of loan assets that took place in the second half of 2025. Other income within HDFS revenue was favorable year-over-year due to new servicing fees.

HDFS operating income came in at $22 million in the second quarter, a decrease of $48 million or 69 percent from the prior year period. On the expense side, both interest expense and the provision for credit loss expense were significantly lower, which was due to the decreased size of the retail loan portfolio and related debt on a year-over-year basis. Operating expenses increased by $3 million versus prior year. Total quarter-end net finance receivables, including both retail and wholesale loans, were $2.6 billion, a 64 percent decline compared to the prior year primarily due to the sale of loan assets that took place in the second half of 2025.

LiveWire -- Results

 
                      2nd quarter 
----------------  -------------------- 
   $ in millions  2026   2025   Change 
----------------  -----  -----  ------ 
Revenue              $9     $6    52 % 
----------------  -----  -----  ------ 
Operating Loss    ($18)  ($19)     4 % 
----------------  -----  -----  ------ 
Adjusted EBITDA   ($15)  ($16)     5 % 
----------------  -----  -----  ------ 
 

LiveWire revenue for the second quarter increased by 52 percent. The revenue increase was due to higher electric motorcycle unit sales and higher STACYC electric balance bike sales. LiveWire's operating loss of $18 million in the second quarter compared to a loss of $19 million in the prior year period.

Harley-Davidson, Inc. Other Results -- Six Months ended June 30, 2026

   -- Net cash use of $60 million from operating activities 
 
   -- Effective tax rate was 25% 
 
   -- Paid cash dividends of $41 million 
 
   -- Repurchased $158 million of shares (7.9 million shares) on a 
      discretionary basis 
 
   -- Cash and cash equivalents of $1.9 billion as of June 30 

2026 Financial Outlook

For the full year 2026, the Company is revising its financial guidance and now expects:

   -- HDMC global motorcycle retail sales of 133,500 to 138,500 units from a 
      previously expected range of 130,000 to 135,000 units 
 
   -- HDMC global motorcycle wholesale shipments of 133,500 to 138,500 units 
      from a previously expected range of 130,000 to 135,000 units 
 
   -- HDMC operating income of $10 million to $50 million from a previously 
      expected range of a $40 million loss to a $10 million profit 
 
   -- HDFS operating income of $55 million to $65 million from a previously 
      expected range of $45 million to $60 million 

For the full year 2026, the Company continues to expect:

   -- LiveWire operating loss of $70 to $80 million 
 
   -- Harley-Davidson, Inc. capital investments of $175 million to $200 million 

Company Background

Since 1903, Harley-Davidson has defined motorcycle culture by delivering a motorcycle lifestyle with distinctive and customizable motorcycles, parts & accessories, experiences, riding gear and apparel. What We Make: The World's Best Motorcycles. Period. Who We Serve: Motorcycle Riders Worldwide. Why We Do It: To Protect and Grow Motorcycle Culture. What We Stand For: Life, Liberty and the Pursuit of Happiness. Harley-Davidson, Inc. is the parent company of Harley-Davidson Motor Company and has a controlling interest in Harley-Davidson Financial Services and LiveWire Group, Inc. Harley-Davidson Financial Services provides financing, insurance and other programs to help get riders on the road. LiveWire is committed to developing the technology of the future and investing in the capabilities needed to lead the transformation of motorsports. Learn more at harley-davidson.com.

Webcast

Harley-Davidson will discuss its financial results and outlook on an audio webcast at 8:00 a.m. CDT today. The webcast login and supporting slides can be accessed at http://investor.harley-davidson.com/news-and-events/events-and-presentations. The audio replay will be available by approximately 10:00 a.m. CDT.

Cautionary Note Regarding Forward-Looking Statements

The Company intends that certain matters discussed in this press release are "forward-looking statements" intended to qualify for the safe harbor from liability established by the Private Securities Litigation Reform Act of 1995. These forward-looking statements can generally be identified as such by reference to this footnote or because the context of the statement will include words such as the Company "believes," "anticipates," "expects," "plans," "projects," "may," "will," "estimates, " "targets," "intends," "forecasts," "is on track," "remains confident," "seeks," "sees," "should," "feels," "commits," "assumes," "envisions," or words of similar meaning. Similarly, statements that describe or refer to future expectations, future plans, strategies, objectives, outlooks, targets, guidance, commitments or goals are also forward-looking statements. Such forward-looking statements are subject to certain risks and uncertainties that could cause actual results to differ materially, unfavorably or favorably, from those anticipated as of the date of this press release. Certain of such risks and uncertainties are described below. Shareholders, potential investors, and other readers are urged to consider these factors in evaluating the forward-looking statements and are cautioned not to place undue reliance on such forward-looking statements. The forward-looking statements included in this press release are only made as of the date of this press release, and the Company disclaims any obligation to publicly update such forward-looking statements to reflect subsequent events or circumstances.

Important factors that could affect future results and cause those results to differ materially from those expressed in the forward-looking statements include, among others, the Company's ability to: (a) execute its business plans and strategies, including without limitation the Back to the Bricks strategic plan, successfully execute its approach to a full enterprise economic model, and strengthen its existing businesses while allowing for growth; (b) manage supply chain and logistics issues, including without limitation quality issues, unexpected interruptions or price increases caused by supplier volatility, raw material shortages, inflation, war or other hostilities, including the conflict in Iran, or natural disasters and longer shipping times and increased logistics costs; (c) manage and predict the impact that new, reinstated or adjusted tariffs may have on the Company's ability to sell products domestically and internationally, and the cost of raw materials and components, including tariffs recently imposed or that may be imposed by the U.S. on foreign goods or rebalancing or other tariffs recently imposed or that may be imposed by foreign countries on U.S. goods; (d) accurately analyze, predict and react to changing market conditions, interest rates, and geopolitical environments, and successfully adjust to shifting global consumer needs and interests, including successfully realigning its product portfolio, which encompasses re-introducing the Sportster; (e) accurately predict the margins of its segments in light of, among other things, tariffs, rebalancing trade measures, inflation, foreign currency exchange rates, the cost associated with product development initiatives and the Company's complex global supply chain; (f) maintain and enhance the value of the Harley-Davidson brand, including detecting and mitigating or remediating the impact of activist collective actions, such as calls for boycotts and other brand-damaging behaviors that could harm the Company's brand or business; (g) manage through changes in general economic and business conditions, including changing capital, credit and retail markets, and the changing domestic and international political environments, including as a result of the conflict in Iran; (h) successfully access the capital and/or credit markets on terms that are acceptable to the Company and within its expectations; (i) successfully carry out its global manufacturing and assembly operations; (j) develop and introduce products, services and experiences on a timely basis that the market accepts, that enable the Company to generate desired sales levels and that provide the desired financial returns, including successfully implementing and executing plans to shift to a rider-centric portfolio that includes a focus on accessibility and customization and growing its Parts & Accessories and Motor Clothes and apparel businesses; (k) perform in a manner that enables the Company to benefit from market opportunities while competing against existing and new competitors; (l) successfully manage and reduce costs throughout the business; (m) manage the impact that prices for and supply of used motorcycles may have on its business, including on retail sales of new motorcycles; (n) prevent, detect and remediate any issues with its motorcycles or any issues associated with the design, manufacturing, or assembly processes to avoid delays in new model launches, recall campaigns, regulatory agency investigations, increased warranty costs or litigation and adverse effects on its reputation and brand strength, and carry out any product programs or recalls within expected costs and timing; (o) successfully manage and reduce costs throughout the business; (p) continue to develop the capabilities of its distributors and dealers, effectively implement changes relating to its full enterprise economic model, and manage the risks that its dealers may have difficulty obtaining capital and managing through changing economic conditions and consumer demand; (q) realize the desired business benefits from LiveWire operating as a separate public company, which may be affected by, among other things: (i) the ability of LiveWire to execute its plans to develop, produce, market and sell its electric vehicles; (ii) the demand for and consumer willingness to adopt two- and three-wheeled electric vehicles; (iii) the ability of LiveWire to obtain sufficient funding from sources other than the Company to sustain its operations; and (iv) other risks and uncertainties indicated in documents filed with the SEC by the Company or LiveWire Group, Inc., including those risks and uncertainties noted in Risk Factors under Item 1.A of LiveWire Group Inc.'s most recent Annual Report on Form 10-K; (r) manage the quality and regulatory non-compliance issues relating to the brake hose assemblies provided to the Company by Proterial Cable America, Inc. in a manner that avoids future quality or non-compliance issues and additional costs or recall expenses that are material; (s) maintain a productive relationship with Hero MotoCorp as a distributor and licensee of the Harley-Davidson brand name; (t) successfully maintain or achieve a manner in which to sell motorcycles in Europe, China, and the Company's Association of Southeast Asian Nations (ASEAN) countries that does not subject its motorcycles to incremental tariffs; (u) manage its Thailand corporate and manufacturing operation in a manner that allows the Company to avail itself of preferential free trade agreements and duty rates, and sufficiently lower prices of its motorcycles in certain markets; (v) retain and attract talented employees and leadership and qualified and experienced independent directors for its Board of Directors, eliminate personnel duplication, inefficiencies and complexity throughout the organization, and successfully complete transitions of executives, and effectively manage the return to on-site work of Milwaukee-based corporate employees at specified Company facilities; (w) accurately estimate and adjust to fluctuations in foreign currency exchange rates, interest rates and commodity prices; (x) manage the credit quality, the loan servicing and collection activities, and the recovery rates of Harley-Davidson Financial Services' loan portfolio; (y) prevent a ransomware attack or cybersecurity incidents and data privacy breaches and

respond to related evolving regulatory requirements; (z) adjust to tax reform, healthcare inflation and reform and pension reform, and successfully estimate the impact of any such reform on the Company's business; (aa) manage through the effects inconsistent and unpredictable weather patterns may have on retail sales of motorcycles; (bb) implement and manage enterprise-wide information technology systems, including systems at its manufacturing facilities; (cc) manage changes, prepare for, and respond to evolving requirements in legislative and regulatory environments related to its products, services and operations, including increased environmental, safety, emissions or other regulations; (dd) manage its exposure to product liability claims in a manner that avoids or successfully mitigates the impact of substantial jury verdicts and manage exposure in commercial or contractual disputes; (ee) continue to manage the relationships and agreements that the Company has with its labor unions to help drive long-term competitiveness; (ff) realize the desired business benefits from KKR's and PIMCO's investments in Harley-Davidson Financial Services, Inc.; (gg) manage risks related to functions the Company outsources and the use of artificial intelligence by the Company and its vendors and suppliers; (hh) optimize capital allocation in light of the Company's capital allocation priorities; (ii) manage the Company's share repurchase strategy; (jj) manage issues related to climate change and related regulations; and (kk) realize the expected effects of the anticipated increase in Harley-Davidson Financial Services, Inc.'s retail finance receivable based on Harley-Davidson Financial Services, Inc.'s operating income.

The Company's ability to sell its motorcycles and related products and services and to meet its financial expectations also depends on the ability of the Company's dealers to sell its motorcycles and related products and services to retail customers. The Company depends on the capability and financial capacity of its dealers to develop and implement effective retail sales plans to create demand for the motorcycles and related products and services they purchase from the Company. In addition, the Company's dealers and distributors may experience difficulties in operating their businesses and selling Harley-Davidson motorcycles and related products and services as a result of weather, economic conditions, or other factors.

Harley-Davidson Financial Services, Inc.'s retail credit losses will continue to change over time due to changing consumer credit behavior, macroeconomic conditions including the impact of inflation and Harley-Davidson Financial Services, Inc.'s efforts to increase prudently structured loan approvals to sub-prime borrowers. In addition, Harley-Davidson Financial Services, Inc.'s efforts to adjust underwriting criteria based on market and economic conditions, and actions that the Company has taken and could take that impact motorcycle values, may impact Harley-Davidson Financial Services, Inc.'s retail credit losses.

The Company's operations, demand for its products, and its liquidity could be adversely impacted by changes in tariffs, inflation, work stoppages, facility closures, strikes, natural causes, widespread infectious disease, terrorism, war or other hostilities, including the conflict in Iran, or other factors. Refer to "Risk Factors" under Item 1.A of the Company's Annual Report on Form 10-K for the year ended December 31, 2025, filed with the SEC on February 26, 2026, for a discussion of additional risk factors and a more complete discussion of some of the cautionary statements noted above.

Non-GAAP Financial Measures

This earnings release includes financial information that is not presented in accordance with generally accepted accounting principles in the United States ("U.S. GAAP", "GAAP"), including Adjusted EBITDA for HDMC and LiveWire and Adjusted EBITDA Margin for HDMC. These non-GAAP financial measures, which may be different from similarly-titled measures disclosed by other companies, are presented to enhance investors' overall understanding of the Company's financial performance.

Adjusted EBITDA for HDMC and Adjusted EBITDA for LiveWire are defined as Harley-Davidson, Inc. consolidated net income, excluding, on a consolidated basis, interest expense, income tax provision, investment income, and other income, net. Depreciation and amortization for HDMC and LiveWire, respectively, are excluded from Adjusted EBITDA for HDMC and LiveWire, respectively. In addition, certain other items impacting consolidated net income are excluded from HDMC Adjusted EBITDA and/or LiveWire Adjusted EBITDA. For example, the Company may exclude from HDMC or LiveWire Adjusted EBITDA the impacts of certain events, gains, losses or other costs and charges, such as corporate restructuring activities, reorganizations or one-time employee termination benefits, that affect the period-to-period comparability of HDMC's and LiveWire's operating performance. Adjusted EBITDA Margin is used by HDMC and is defined as HDMC Adjusted EBITDA divided by HDMC revenue.

The Company believes that Adjusted EBITDA and Adjusted EBITDA Margin for HDMC and Adjusted EBITDA for LiveWire more clearly identify the core trends in the respective ongoing business operations that could otherwise be masked by the effects of the items that the Company excludes from Adjusted EBITDA and Adjusted EBITDA Margin for HDMC and Adjusted EBITDA for LiveWire. These non-GAAP measures allow management and investors to view operating trends, perform analytical comparisons, and benchmark performance with other comparable companies and between periods without regard to items the Company does not consider a component of core operating performance.

Adjusted EBITDA and Adjusted EBITDA Margin have limitations and should not be considered in isolation from, as a substitute for, or more meaningful than, consolidated net income as determined in accordance with U.S. GAAP. Certain items excluded from HDMC and LiveWire Adjusted EBITDA are significant components in understanding and assessing a company's financial performance. The presentation of Adjusted EBITDA and Adjusted EBITDA Margin should not be construed as implying that the Company's results will be unaffected by unusual or non-recurring items.

This earnings release includes a reconciliation of Harley-Davidson Inc. consolidated net income to HDMC Adjusted EBITDA and LiveWire Adjusted EBITDA.

### (HOG-Earnings)

 
                                        Harley-Davidson, Inc. 
                           Condensed Consolidated Statements of Operations 
                              (In thousands, except per share amounts) 
                                             (Unaudited) 
 
                              Three months ended                         Six months ended 
                         June 30,            June 30,             June 30,             June 30, 
                           2026                2025                 2026                 2025 
                    ------------------  -------------------  -------------------  ------------------- 
 
HDMC revenue             $   1,104,280       $    1,043,649       $    2,159,751       $    2,125,155 
Gross profit                   304,126              298,705              571,115              613,949 
Selling, 
 administrative 
 and engineering 
 expense                       231,788              237,389              479,852              436,362 
 Operating income 
  from HDMC                     72,338               61,316               91,263              177,587 
 
LiveWire revenue                 9,114                6,011               14,230                8,754 
Gross (loss) 
 profit                           (48)                  162                (583)              (1,619) 
Selling, 
 administrative 
 and engineering 
 expense                        17,879               18,815               35,015               36,842 
 Operating loss 
  from Livewire               (17,927)             (18,653)             (35,598)             (38,461) 
 
HDFS revenue                   117,043              257,438              228,987              502,399 
HDFS expense                    95,444              187,665              185,150              368,590 
 Operating income 
  from HDFS                     21,599               69,773               43,837              133,809 
                    ------------------  -------------------  -------------------  ------------------- 
 
Operating income                76,010              112,436               99,502              272,935 
Other income, net               11,047               14,477               24,526               30,750 
Investment income               11,840               10,950               20,536               19,891 
Interest expense               (3,622)              (7,696)              (7,192)             (15,382) 
Income before 
 income taxes                   95,275              130,167              137,372              308,194 
Income tax 
 provision                      16,294               24,422               34,267               71,652 
                    ------------------  -------------------  -------------------  ------------------- 
Net income             $        78,981      $       105,745      $       103,105      $       236,542 
Less: Loss 
 attributable to 
 noncontrolling 
 interests                         824                1,824                1,473                4,131 
                    ------------------  -------------------  -------------------  ------------------- 
Net income 
 attributable to 
 Harley-Davidson, 
 Inc.                  $        79,805      $       107,569      $       104,578      $       240,673 
                    ==================  ===================  ===================  =================== 
 
Earnings per 
share: 
 Basic              $             0.76  $              0.89  $              0.97  $              1.96 
 Diluted            $             0.75  $              0.88  $              0.97  $              1.95 
 
Weighted-average 
shares: 
 Basic                         105,099              121,521              107,544              122,727 
 Diluted                       108,568              122,203              108,325              123,457 
 
Cash dividends per 
 share:                $        0.1875    $          0.1800    $          0.3750    $          0.3600 
 
 
 
LiveWire results presented in the Company's financial statements represent the 
LiveWire reportable segment as determined in accordance with Financial 
Accounting Standards Board (FASB) Accounting Standards Codification $(ASC)$ 280 
Segment Reporting which may differ from LiveWire Group, Inc. results. 
 
 
                       Harley-Davidson, Inc. 
               Condensed Consolidated Balance Sheets 
                           (In thousands) 
 
                       (Unaudited)                     (Unaudited) 
                         June 30       December 31,      June 30 
                           2026            2025            2025 
                      --------------  --------------  -------------- 
ASSETS 
----------------- 
Current assets: 
   Cash and cash 
    equivalents            1,895,789       3,091,744       1,587,664 
   Accounts 
    receivable, net          301,788         225,760         325,756 
   Finance 
    receivables held 
    for sale, net            545,761         264,238               - 
   Finance 
    receivables held 
    for investment, 
    net                    1,094,533         981,926       2,127,866 
   Inventories, net          500,935         730,898         630,287 
   Restricted cash                 -               -         149,782 
   Other current 
    assets                   250,420         292,383         327,260 
                           4,589,226       5,586,949       5,148,615 
 
Finance receivables 
 held for 
 investment, net           1,004,886         719,060       5,198,356 
Other long-term 
 assets                    1,651,753       1,738,806       1,703,474 
                      $    7,245,865  $    8,044,815   $  12,050,445 
                      ==============  ==============  ============== 
 
LIABILITIES AND 
SHAREHOLDERS' 
EQUITY 
----------------- 
Current 
liabilities: 
   Accounts payable 
    and accrued 
    liabilities       $    1,033,420  $    1,061,194  $    1,040,616 
   Short-term 
    deposits, net            266,421         280,095         243,101 
   Short-term debt           613,141         497,776         503,353 
   Current portion 
    of long-term 
    debt, net                498,466         819,629       1,983,828 
                           2,411,448       2,658,694       3,770,898 
 
Long-term debt, net        1,130,847       1,649,612       4,367,553 
Other long-term 
 liabilities                 587,551         579,659         604,061 
 
Shareholders' equity       3,116,019       3,156,850       3,307,933 
                      $    7,245,865  $    8,044,815   $  12,050,445 
                      ==============  ==============  ============== 
 
 
                      Harley-Davidson, Inc. 
         Condensed Consolidated Statements of Cash Flows 
                          (In thousands) 
                           (Unaudited) 
 
                                        Six months ended 
                                   June 30            June 30 
                                    2026               2025 
                              -----------------  ----------------- 
 
Net cash (used) provided by 
 operating activities         $        (59,685)    $       509,492 
 
Cash flows from 
investing activities: 
 Capital expenditures                  (44,694)           (65,560) 
 Finance receivables held 
  for investment, net                 (296,798)           (24,985) 
 Collection from retained 
  securitization beneficial 
  interests                              23,460                  - 
 Proceeds from derivative 
  instruments                            51,574                  - 
 Other investing activities               (280)                691 
Net cash used by investing 
 activities                           (266,738)           (89,854) 
 
Cash flows from 
financing activities: 
 Proceeds from issuance of 
  medium-term notes                           -            647,088 
 Repayments of medium-term 
  notes                               (810,950)          (700,000) 
 Proceeds from 
  securitization debt                         -            497,790 
 Repayments of 
  securitization debt                         -          (584,153) 
 Net increase (decrease) in 
  unsecured commercial 
  paper                                 114,102          (135,902) 
 Borrowings of asset-backed 
  commercial paper                            -            155,000 
 Repayments of asset-backed 
  commercial paper                            -          (145,379) 
 Net decrease in deposits              (20,554)           (13,073) 
 Dividends paid                        (41,211)           (44,756) 
 Repurchase of common stock           (100,388)           (93,140) 
 Other financing activities                  97                  6 
Net cash used by financing 
 activities                           (858,904)          (416,519) 
 
Effect of exchange rate 
 changes on cash, cash 
 equivalents and 
 restricted cash                       (10,628)             12,375 
 
Net (decrease) increase in 
 cash, cash equivalents and 
 restricted cash                $   (1,195,955)  $          15,494 
                              =================  ================= 
 
Cash, cash equivalents 
and restricted cash: 
Cash, cash equivalents and 
 restricted cash, beginning 
 of period                       $    3,091,744     $    1,740,854 
Net (decrease) increase in 
 cash, cash equivalents and 
 restricted cash                    (1,195,955)             15,494 
Cash, cash equivalents and 
 restricted cash, end of 
 period                          $    1,895,789     $    1,756,348 
                              =================  ================= 
 
Reconciliation of cash, 
cash equivalents and 
restricted cash on the 
Consolidated balance 
sheets to the Consolidated 
statements of cash flows: 
 Cash and cash equivalents       $    1,895,789     $    1,587,664 
 Restricted cash                              -            149,782 
 Restricted cash included in 
  Other long-term assets                      -             18,902 
 Cash, cash equivalents 
  and restricted cash per 
  the Consolidated 
  statements of cash 
  flows                          $    1,895,789     $    1,756,348 
                              =================  ================= 
 
 
                    HDMC Revenue and Motorcycle Shipment Data 
                                   (Unaudited) 
 
                        Three months ended                Six months ended 
                     June 30,        June 30,         June 30,        June 30, 
                       2026            2025             2026            2025 
                  --------------  ---------------  --------------  -------------- 
HDMC REVENUE 
(in thousands) 
--------------- 
 Motorcycles      $      848,057  $       778,051  $    1,684,351  $    1,641,929 
 Parts and 
  accessories            176,950          186,874         319,193         330,307 
 Apparel                  56,068           55,240         113,380         112,564 
 Licensing                 6,298            5,944          12,345           9,002 
 Other                    16,907           17,540          30,482          31,353 
                  --------------  ---------------  --------------  -------------- 
                   $   1,104,280   $    1,043,649  $    2,159,751  $    2,125,155 
                  ==============  ===============  ==============  ============== 
 
HDMC U.S. 
 MOTORCYCLE 
 SHIPMENTS                25,322           21,736          49,206          46,601 
 
HDMC WORLDWIDE 
MOTORCYCLE 
SHIPMENTS 
--------------- 
   Grand 
    American 
    Touring(a)            19,641           18,080          41,161          41,758 
   Cruiser                13,550           13,110          24,209          24,970 
   Sport and 
    Lightweight            4,617            3,188           8,348           5,296 
   Adventure 
    Touring                1,401            1,459           2,786           2,414 
                          39,209           35,837          76,504          74,438 
                  ==============  ===============  ==============  ============== 
(a) Includes 
Trike 
 
LiveWire 
 Motorcycle 
 Shipments                   267               55             358              88 
 
 
                         HDMC Gross Profit 
                            (Unaudited) 
 
The estimated impact of significant factors affecting the 
comparability of gross profit from the second quarter of 2025 to the 
second quarter of 2026 were as follows (in millions): 
 
                              Three months          Six months 
                                  ended                ended 
                           ------------------  ------------------- 
2025 gross profit          $              299  $               614 
Volume                                     17                    7 
Price and sales 
 incentives                               (9)                 (32) 
Foreign currency exchange 
 rates and hedging                        (2)                   12 
Shipment mix                             (27)                 (47) 
Raw material prices                       (4)                  (3) 
Manufacturing and other 
 costs                                     30                   20 
                           ------------------  ------------------- 
                                            5                 (43) 
2026 gross profit          $              304  $               571 
                           ==================  =================== 
 
 
                HDFS Finance Receivables Allowance for Credit Losses 
                                     (Unaudited) 
 
                       Three months ended                  Six months ended 
                   June 30,         June 30,           June 30,          June 30, 
                     2026             2025               2026              2025 
                ---------------  ---------------  ------------------  --------------- 
Balance, 
 beginning of 
 period         $        21,596  $       393,178  $            2,235  $       401,183 
Provision for 
 credit 
 losses                  17,643           49,738              30,796          103,072 
Charge-offs, 
 net of 
 recoveries             (1,079)         (43,623)               5,129        (104,962) 
                ---------------  ---------------  ------------------  --------------- 
Balance, end 
 of period      $        38,160  $       399,293   $          38,160  $       399,293 
                ===============  ===============  ==================  =============== 
 
 
       Worldwide Retail Sales of Harley-Davidson Motorcycles(a) 
                             (Unaudited) 
 
                               Three months ended    Six months ended 
                              June 30,   June 30,   June 30,  June 30, 
                                2026       2025       2026      2025 
                              ---------  ---------  --------  -------- 
 
United States                    27,574     26,704    49,819    45,911 
Canada                            2,177      2,227     3,735     3,912 
                              ---------  ---------  --------  -------- 
Total North America              29,751     28,931    53,554    49,823 
EMEA                              6,959      7,621    11,993    12,796 
Asia Pacific                      4,990      4,967     8,957     9,329 
Latin America                       767        735     1,470     1,316 
     Total worldwide retail 
      sales                      42,467     42,254    75,974    73,264 
                              =========  =========  ========  ======== 
 
 
 
(a) Data source for retail sales figures shown above is new sales warranty and 
registration information provided by dealers and compiled by the Company. The 
Company must rely on information that its dealers supply concerning new retail 
sales, and the Company does not regularly verify the information that its 
dealers supply. This information is subject to revision. 
 
 
                                   Harley-Davidson, Inc. 
       Reconciliation from Harley-Davidson, Inc. Net Income to HDMC Adjusted EBITDA 
                                      (In thousands) 
                                        (Unaudited) 
 
                          Three months ended                     Six months ended 
                      June 30,          June 30,           June 30,           June 30, 
                        2026              2025               2026               2025 
                  ----------------  -----------------  -----------------  ----------------- 
Net income         $        78,981    $       105,745    $       103,105    $       236,542 
Interest expense             3,622              7,696              7,192             15,382 
Provision for 
 income taxes               16,294             24,422             34,267             71,652 
Investment 
 Income(a)                (11,840)           (10,950)           (20,536)           (19,891) 
Other income, 
 net(b)                   (11,047)           (14,477)           (24,526)           (30,750) 
Operating income            76,010            112,436             99,502            272,935 
                  ----------------  -----------------  -----------------  ----------------- 
Less: 
LiveWire 
 operating loss   $       (17,927)  $        (18,653)  $        (35,598)  $        (38,461) 
HDFS operating 
 income                     21,599             69,773             43,837            133,809 
HDMC operating 
 income                     72,338             61,316             91,263            177,587 
                  ----------------  -----------------  -----------------  ----------------- 
HDMC 
 depreciation 
 and 
 amortization               39,644             35,420             80,651             71,679 
Adjustments(c)               2,618                  -             17,203                  - 
HDMC Adjusted 
 EBITDA             $      114,600  $          96,736    $       189,117    $       249,266 
                  ================  =================  =================  ================= 
HDMC Adjusted 
 EBITDA Margin 
 %                          10.4 %              9.3 %              8.8 %             11.7 % 
 
 
                                   Harley-Davidson, Inc. 
     Reconciliation from Harley-Davidson, Inc. Net Income to LiveWire Adjusted EBITDA 
                                      (In thousands) 
                                        (Unaudited) 
                          Three months ended                     Six months ended 
                      June 30,          June 30,           June 30,           June 30, 
                        2026              2025               2026               2025 
                  ----------------  -----------------  -----------------  ----------------- 
Net income         $        78,981    $       105,745    $       103,105    $       236,542 
Interest expense             3,622              7,696              7,192             15,382 
Provision for 
 income taxes               16,294             24,422             34,267             71,652 
Investment 
 Income(a)                (11,840)           (10,950)           (20,536)           (19,891) 
Other income, 
 net(b)                   (11,047)           (14,477)           (24,526)           (30,750) 
Operating income            76,010            112,436             99,502            272,935 
                  ----------------  -----------------  -----------------  ----------------- 
Less: 
HDMC operating 
 income            $        72,338  $          61,316  $          91,263    $       177,587 
HDFS operating 
 income                     21,599             69,773             43,837            133,809 
LiveWire 
 operating loss           (17,927)           (18,653)           (35,598)           (38,461) 
                  ----------------  -----------------  -----------------  ----------------- 
LiveWire 
 depreciation 
 and 
 amortization                2,245              2,588              4,660              5,673 
Adjustments(d)                 424                  -                731                  - 
LiveWire 
 Adjusted 
 EBITDA           $       (15,258)  $        (16,065)  $        (30,207)  $        (32,788) 
                  ================  =================  =================  ================= 
 
 
 
(a) Represents non-operating investment income, primarily due to income from 
short-term investments 
(b) Represents non-operating other income, primarily related to the Company's 
defined benefit plans 
(c) Represents adjustments related to corporate restructuring, primarily due 
to one-time employee termination benefits 
(d) Represents adjustments related to transaction costs for the acquisition of 
Dust Motorcycles, Inc. and expenses associated with the LiveWire At-The-Market 
Program 
 

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(END) Dow Jones Newswires

July 23, 2026 07:00 ET

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