Capital One Financial 2Q Revenue Climbs as Provision for Credit Losses Slides

Dow Jones

07/22

Capital One Financial logged higher revenue in its latest quarter as provision for credit losses declined.

The McLean, Va., bank on Tuesday posted a second-quarter profit of $3.02 billion, or $4.73 a share, compared with a loss of $4.28 billion, or $8.58 a share, a year earlier. The loss in the year-ago quarter was driven by costs tied to the close of the company's $35 billion acquisition of Discover Financial last May.

Adjusted earnings per share were $5.81, compared with estimates of $4.67 a share according to analysts polled by FactSet.

Revenue climbed 27% to $15.85 billion. Analysts forecast $15.77 billion.

Provision for credit losses fell 74% from a year ago, to $2.99 billion.

Chief Executive Richard Fairbank said Capital One's results continue to reflect strong credit performance, and reiterated that the Discover integration is going well.

The company said credit-card loans rose 2% from a year ago to $275.41 billion as of the end of the quarter, while consumer banking loans gained 11% to $90.47 billion.

Delinquency rates for both credit cards and consumer banking edged down from a year ago, to 3.4% and 4.3%, respectively.

Write to Kelly Cloonan at kelly.cloonan@wsj.com

(END) Dow Jones Newswires

July 21, 2026 16:32 ET (20:32 GMT)

Copyright (c) 2026 Dow Jones & Company, Inc.

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The loss in the year-ago quarter was driven by costs tied to the close of the company's $35 billion acquisition of Discover Financial last May. \n</p>\n<p>\n  Adjusted earnings per share were $5.81, compared with estimates of $4.67 a share according to analysts polled by FactSet. \n</p>\n<p>\n  Revenue climbed 27% to $15.85 billion. Analysts forecast $15.77 billion. \n</p>\n<p>\n  Provision for credit losses fell 74% from a year ago, to $2.99 billion. \n</p>\n<p>\n  Chief Executive Richard Fairbank said Capital One's results continue to reflect strong credit performance, and reiterated that the Discover integration is going well. \n</p>\n<p>\n  The company said credit-card loans rose 2% from a year ago to $275.41 billion as of the end of the quarter, while consumer banking loans gained 11% to $90.47 billion. \n</p>\n<p>\n  Delinquency rates for both credit cards and consumer banking edged down from a year ago, to 3.4% and 4.3%, respectively. \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  Write to Kelly Cloonan at kelly.cloonan@wsj.com \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  (END) Dow Jones Newswires\n</p>\n<p>\n  July 21, 2026 16:32 ET (20:32 GMT)\n</p>\n<p>\n  Copyright (c) 2026 Dow Jones &amp; Company, Inc.\n</p>\n</font>\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"COF","symbol_name":"第一資本","start_time":0,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","article_id":"2653783134","we_media_id":"106","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2653783134","pubTimestamp":1784665920,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Dow Jones","introduction":"Dow Jones publishes the world’s most trusted business news and financial information in a variety of media.","home_visible":0,"id":"106","head_image":"https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99"},"summary":"Capital One Financial logged higher revenue in its latest quarter as provision for credit losses declined.The McLean, Va., bank on Tuesday posted a second-quarter profit of $3.02 billion, or $4.73 a s","collect":0,"end_time":0,"defaultTopTitle":"","property":["earning"],"viewcount":null,"language":"en","relate_stocks":{"COF":"第一资本"},"translate_title":"随着信贷损失准备金下滑，第一资本金融第二季度收入攀升","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"COF":1.5},"content_text":"Capital One Financial logged higher revenue in its latest quarter as provision for credit losses declined. \n\n\n  The McLean, Va., bank on Tuesday posted a second-quarter profit of $3.02 billion, or $4.73 a share, compared with a loss of $4.28 billion, or $8.58 a share, a year earlier. The loss in the year-ago quarter was driven by costs tied to the close of the company's $35 billion acquisition of Discover Financial last May. \n\n\n  Adjusted earnings per share were $5.81, compared with estimates of $4.67 a share according to analysts polled by FactSet. \n\n\n  Revenue climbed 27% to $15.85 billion. Analysts forecast $15.77 billion. \n\n\n  Provision for credit losses fell 74% from a year ago, to $2.99 billion. \n\n\n  Chief Executive Richard Fairbank said Capital One's results continue to reflect strong credit performance, and reiterated that the Discover integration is going well. \n\n\n  The company said credit-card loans rose 2% from a year ago to $275.41 billion as of the end of the quarter, while consumer banking loans gained 11% to $90.47 billion. \n\n\n  Delinquency rates for both credit cards and consumer banking edged down from a year ago, to 3.4% and 4.3%, respectively. \n\n\n \n\n\n  Write to Kelly Cloonan at kelly.cloonan@wsj.com \n\n\n \n\n\n  (END) Dow Jones Newswires\n\n\n  July 21, 2026 16:32 ET (20:32 GMT)\n\n\n  Copyright (c) 2026 Dow Jones & Company, Inc.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":true,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":0,"need_auth":true,"need_login_tip":false,"code":"91000000","status":"200"}}}