中信銀行副行長趙元新：高成本存款到期帶動負債成本下行的空間有限

北京商報

08/27

8月27日，中信銀行召開2026年半年度業績發布會，中信銀行副行長趙元新指出，「從銀行業整體來看，下半年息差可能還有一定壓力，負債端今年主要的影響因素來自於三年期高成本存款集中到期，特別是上半年到期的相對多一點，帶動了負債成本下行，但這種持續下行的空間是有限的，等到期差不多結束以後影響作用就會下降，從資產端來看，受到期續作、提前還款、存量降價等因素的影響，貸款還是面臨着一定的降價的壓力。」（文章...

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