人工智能借贷平台Upstart Holdings, Inc.（UPST）周二夜盘股价大跌15.84%，主要原因是公司发布的第二季度业绩指引不及华尔街预期，尽管第一季度业绩表现超出预期。
根据公司公布的第一季度财报，Upstart调整后每股收益为0.30美元，大幅超过分析师预期的0.17美元。营收同比增长67%，达到2.1337亿美元，同样高于分析师预期的1.9949亿美元。然而，公司预计第二季度将出现净亏损约1000万美元，销售额约为2.25亿美元，低于华尔街预期的2.262亿美元。
尽管Upstart全年业绩预期略有改善，预计营收约为10.1亿美元，高于此前的"约10亿美元"预期，但投资者似乎更关注短期业绩压力。在高利率环境下，市场对贷款需求的担忧加剧，这可能影响Upstart的业务增长。值得注意的是，在财报公布前，Upstart股价在过去12个月已上涨超过110%，此次大跌也可能部分源于投资者获利了结。
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