富国银行CEO宣布:资产上限解除后,拥有灵活性主动增长存款并分配资本扩展贷款与企业投资银行

华尔街洞察
15 Jul

富国银行首席执行官在电话会议中表示,随着资产上限的解除,公司现已能够更加专注于增长策略和未来规划。他指出,新获得的灵活性使银行能主动增加存款规模,并将资本高效分配用于扩展贷款业务和企业投资银行领域。然而,面对经济不确定性,公司将谨慎采取选择性增长贷款的策略,避免过度扩张。CEO还强调了对监管机构审查银行规则的支持立场,认为这有助于行业健康发展。

在具体业务表现上,富国银行CEO透露,汽车贷款起源势头强劲,汽车组合余额三年来首次实现增长;同时,分行财务顾问数量同比增长逾10%,显著提升了客户服务能力。此外,技术银行集团的银行家团队在过去一年扩张超过25%,进一步强化了专业领域布局。

首席财务官补充道,商业房地产领域的额外损失预计将完全在可控预期范围内,不会对整体财务构成重大风险。他重申了最新预测,假设净利息收入将在今年第三和第四季度连续实现环比增长,反映出稳健的收益前景。

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