周五盘前，"先买后付"服务提供商Affirm Holdings, Inc.（股票代码：AFRM）股价大跌6.49%，主要原因是公司最新财报中对第四季度的营收预测未达分析师预期。
Affirm在2025财年第三季度业绩表现强劲。公司实现每股收益1美分，超出市场预期的每股亏损3美分；净利润为280万美元，较去年同期亏损1.339亿美元显著改善；营收达7.83亿美元，符合预期。商品交易总额（GMV）增长36%至86亿美元，超出市场预期的82亿美元。
然而，投资者对公司的未来增长前景产生担忧。Affirm对第四季度的营收预测为8.15亿至8.45亿美元，中值8.3亿美元低于分析师预估的8.41亿美元。公司表示，预计第四季度GMV增长率将从4月份的水平趋缓。尽管如此，Affirm仍保持一些积极因素，如第四季度GMV预期95.5亿美元中值高于市场预期，以及重申2025财年第四季度实现GAAP净盈利的目标。此外，公司活跃用户总数已增至2200万，"Affirm Card"业务GMV同比增长115%，显示出业务持续扩张。
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