周五盘中，信也科技（股票代码：FINV）股价大涨5.03%，引起投资者广泛关注。这波涨势很可能与该公司近期发布的强劲财报有关。
8月20日，信也科技发布了2025年第二季度财报，显示公司业绩超出市场预期。报告期内，公司总交易金额达540亿元人民币，同比增长10.9%；营业收入35.78亿元，同比增长12.9%；净利润7.513亿元，同比大幅增长36.4%。尤其值得注意的是，公司国际业务表现亮眼，交易金额同比激增39.1%至32亿元，收入在总净收入中的占比升至22.3%，成为公司增长的重要引擎。
然而，投资者也应当注意到潜在风险。报告显示，公司国内业务90天以上逾期率连续四年攀升至2.13%，反映出资产质量面临一定压力。此外，公司旗下核心品牌拍拍贷在投诉平台上的投诉量持续攀升，这可能对公司声誉造成影响。尽管如此，市场似乎更为关注公司整体业绩的显著改善，推动股价上涨。
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