新消费数字科技服务商乐信(LX)2024年第三季度业绩表现亮眼。财报显示,公司当季营收达到36.6亿元,同比微增4.4%,而Non-GAAP EBIT利润则达到4.09亿元,环比大幅增长33.2%。
业绩增长的主要推手来自公司风控能力持续提升。新增资产的优质资产占比超过75%,早期风险指标FPD7环比下降近13%,大盘入催率同比下降约9%。与此同时,资金成本也创下新低,环比下降98个基点。
伴随优质资产质量的提升,乐信资产盈利能力也在不断修复。公司管理层对此信心满怀,决定从2025年开始将分红比例由当前的净利润20%提高至25%,以回馈股东。
此外,乐信旗下分期乐商城、普惠金融等消费场景业务持续发力,助力公司业务实现高质量增长。特别是在海外业务拓展方面,乐信加大对东南亚市场的投入,印尼市场当季交易用户和交易额分别同比增长31%和18%。
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