招商银行中报拉片(一):房地产不良率翻倍,“涉房信贷”仍超监管红线

面包财经
24 Aug 2022

编者按:2022中报季拉开序幕,面包财经近期将对沪深两市主要上市银行进行财报拉片式阅读,主要从盈利质量、资产质量、核心监管风控指标、社会责任、信披合规性等角度进行透视。本篇为招商银行的首篇财报拉片,主要分析其房地产贷款。商业银行涉房信贷及资产质量备受关注,监管部门要求商业银行防范金融体系对房地产贷款过于集中带来的潜在系统性金融风险。2022年中报数据显示,招商银行涉房信贷余额仍处高位,房地产行业...

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