详解交通银行 2024 年报:营收利润增速回正,资产质量保持稳健【中泰银行·戴志锋/邓美君/乔丹】

传统借贷vs新型...
23 Mar

交通银行 2024 年营收同比+0.2%(3Q24 为-2.6%),净利润同比+0.9%(3Q24为-0.7%),营收和利润增速均实现回正。一方面四季度信贷投放较好使得净利息收入增速环比回正,另一方面债牛推动其他非息收入增速提高。公司资产质量继续保持稳健,拨备对利润贡献也有所提升。4Q24 单季净利息收入环比增长 1.11%,增速较三季度环比提升了 1.38 个百分点,单季年化净息差环比下降 ...

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