工商银行行长刘珺:负债管理永远是大型商业银行管理必须要解的一道难题

金融一线
28 Mar

  3月28日金融一线消息,工商银行今日召开2024年度业绩发布会。工商银行行长刘珺表示,面对有效信贷需求不足的局面,工商银行的货币政策传导主渠道的作用发挥了作用。同时,我们加快清理高成本的负债,不断筹措更低成本的资金。

  他指出,负债管理永远是大型商业银行管理的必须要解的一道难题,如果不能有效控制负债成本,那么一定程度会使得信用曲线下沉,那么就会承担一些高风险的信贷业务,如果这样的业务成为资产负债表中的占比相当的一部分业务组成部分,那么对整体的质效就会产生重大的影响。

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责任编辑:曹睿潼

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