投资要点事件：中国财险发布2024年度业绩：1）归母净利润322亿元，同比+30.9%，下半年净利润为137亿元，同比+216%。2）归母净资产2579亿元，较年初+11.5%，较年中+6.2%。3）全年拟派发每股股息0.54元，同比+10%，对应分红率37%，当前股息率为4.0%。保费：车险业务结构优化，非车险经营质量提升。1）产险总保费收入5381亿元，同比+4.3%，市占率同比-0.7pct...
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