支付行业于近日交出了2024年成绩单。整体来看,头部机构通过海外布局建立“护城河”,中小机构则加速出清,合规能力成了行业竞争的关键。 以连连数字、拉卡拉、移卡为代表的头部企业,通过跨境业务突破、技术壁垒构建等实现业绩增长。中小机构则因合规成本高企、技术投入不足、全国性牌照与跨境资质稀缺被迫退出市场。 4月28日,北京市社科院副研究员王鹏对《华夏时报》记者表示,存量竞争与监管趋严倒逼行业转型,...
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