智通财经APP获悉，经络按揭转介研究部最新数据显示，4月份的经络按揭息率指数(MMI)，即反映普遍按揭新客户一般可做到的实际按息水平，最新报3.54%，环比微升3基点。经络按揭转介首席副总裁曹德明表示，4月份普遍香港银行新造H按及P按的按息维持于3.5%，使MMI继续徘徊3.5%水平，但银行资金过剩，MMI次季有机会回落至3%水平。
曹德明指，香港金管局于5月四度入市，香港银行体系总结余曾升至1740亿港元水平，热钱涌入使一个月HIBOR近期急速下跌。今日(19日)一个月HIBOR报1.19%，连跌2个工作日，创2022年7月25日后即近34个月的新低。
曹德明称，若市场对港元需求持续，银行体系的总结余维持在千亿港元以上，HIBOR或持续徘徊于1%至2%的区间，MMI于次季有机会回落至3%水平。
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