事项：近日，国家金融监督管理总局下发《关于加强非车险监管有关事项的通知（征求意见稿）》（以下简称“《通知》”），首次明确“非车险”定义，同时标志着非车险“报行合一”或将正式实施。国信非银观点：近年来，非车险业务持续扩容，在财产险总保费中的占比已从2019 年的37.1%攀升至2024年的47.4%，贡献接近半数财险保费规模。然而高速发展伴随恶性竞争加剧，部分机构为抢占份额，通过拆分保额、更改标的...
Source Link事项：近日，国家金融监督管理总局下发《关于加强非车险监管有关事项的通知（征求意见稿）》（以下简称“《通知》”），首次明确“非车险”定义，同时标志着非车险“报行合一”或将正式实施。国信非银观点：近年来，非车险业务持续扩容，在财产险总保费中的占比已从2019 年的37.1%攀升至2024年的47.4%，贡献接近半数财险保费规模。然而高速发展伴随恶性竞争加剧，部分机构为抢占份额，通过拆分保额、更改标的...
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