【花旗：稳定币利息或引发银行存款流失】金色财经报道，花旗未来金融负责人 Ronit Ghose 警告称，如果稳定币持有者获得利息，可能引发类似上世纪80年代货币市场基金兴起的大规模银行存款外流，从而推高银行融资成本和信贷价格。 普华永道顾问 Sean Viergutz 也表示，消费者转向高收益稳定币，可能迫使银行依赖批发融资或提高存款利率，增加企业和家庭贷款成本。 目前，美国《GENIUS法案》禁止稳定币发行方直接支付利息，但未禁止交易所或关联企业提供收益。美国银行业团体呼吁监管机构堵上这一“漏洞”，以防存款大规模外流。
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