人工智能的崛起正对全球银行业构成根本性挑战。根据麦肯锡公司(McKinsey & Co.)的一份最新报告,随着能够自动优化储蓄的AI理财助手日益普及,客户资金将大规模从低息账户流向高收益产品,这可能导致全球银行业每年的利润池缩水高达1700亿美元。 这份报告警告称,AI技术正在打破长期以来保护银行廉价资金来源的客户惰性。由科技公司或金融科技新贵推出的AI理财助手,能够为消费者无缝地寻找并转移资金至...
Source Link人工智能的崛起正对全球银行业构成根本性挑战。根据麦肯锡公司(McKinsey & Co.)的一份最新报告,随着能够自动优化储蓄的AI理财助手日益普及,客户资金将大规模从低息账户流向高收益产品,这可能导致全球银行业每年的利润池缩水高达1700亿美元。 这份报告警告称,AI技术正在打破长期以来保护银行廉价资金来源的客户惰性。由科技公司或金融科技新贵推出的AI理财助手,能够为消费者无缝地寻找并转移资金至...
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