养老理财试点扩至全国,规模上限提升至净资本风险扣除后余额5倍

21世纪经济报道
Oct 30, 2025

21世纪经济报道 记者郭聪聪10月30日,国家金融监管总局发布《关于促进养老理财业务持续健康发展的通知》(下称“通知”),正式宣布将养老理财产品试点扩大至全国,单家理财公司募集规模上限提升至净资本扣除风险资本后余额的五倍,银发金融市场再迎利好。事实上,随着2024年底60岁及以上老年人口规模突破3亿人次,养老金融正在从个人财富管理命题升级为社会经济发展重要议题。在政策支持与老龄化市场需求的共同推动...

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