债市波动拖累投资收益,银行非息收入增长现分化

36氪
Nov 07, 2025

在低利率环境下,银行净息差持续收窄,非息收入成为拉动银行营收增长的重要突破口。据Wind数据统计,今年前三季度,42家上市银行合计实现非息收入1.22万亿元,较今年上半年增加3000多亿元,较去年同期增加583亿元。从增幅来看,银行业非息收入分化逐渐显现,今年前三季度,仅18家银行实现非息收入同比正增长。业内人士表示,银行需进一步做好短期收益与长期风险之间的平衡,应强化风险管理,增加投资组合的...

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