专业决定影响力继存款利率倒挂、“长存利少”后,为深入调整负债结构,有中小银行开始下架了长期限定期存款产品。此外,“揽储利器”大额存单方面,大多数银行产品货架中已难寻5年期大额存单产品的踪影,部分股份行和城商行甚至将3年期产品也从销售列表中移除,银行在售的最长期限大额存单仅为1年期。这场长期限存款产品的“退场”背后,是银行业深层次的盈利模式重构。1中小银行破局:长期存款退场与负债结构重构近日,土右旗...
Source Link专业决定影响力继存款利率倒挂、“长存利少”后,为深入调整负债结构,有中小银行开始下架了长期限定期存款产品。此外,“揽储利器”大额存单方面,大多数银行产品货架中已难寻5年期大额存单产品的踪影,部分股份行和城商行甚至将3年期产品也从销售列表中移除,银行在售的最长期限大额存单仅为1年期。这场长期限存款产品的“退场”背后,是银行业深层次的盈利模式重构。1中小银行破局:长期存款退场与负债结构重构近日,土右旗...
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