近年来,随着普惠金融覆盖面不断延伸,客群下沉的同时,也带来了资产质量层面的考验。小微企业与个人偿债能力易受经济波动、收入等因素影响,银行与消金机构的普惠类资产质量压力正逐步显性化。作为普惠金融服务的两大主力军,银行与消金机构纷纷打响资产质量保卫战,推动普惠金融“质效并重”,实现可持续发展。动作频频与大中型企业相比,小微经营主体普遍存在经营不稳定、缺少有效抵押物等问题;在宏观经济波动因素的影响下,...
Source Link近年来,随着普惠金融覆盖面不断延伸,客群下沉的同时,也带来了资产质量层面的考验。小微企业与个人偿债能力易受经济波动、收入等因素影响,银行与消金机构的普惠类资产质量压力正逐步显性化。作为普惠金融服务的两大主力军,银行与消金机构纷纷打响资产质量保卫战,推动普惠金融“质效并重”,实现可持续发展。动作频频与大中型企业相比,小微经营主体普遍存在经营不稳定、缺少有效抵押物等问题;在宏观经济波动因素的影响下,...
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