回望2025:险企增资发债超千亿元 应对偿付能力大考

财闻
Dec 30, 2025

2025年底,保险行业迎来“偿二代”二期规则【保险公司偿付能力监管规则(Ⅱ)》】过渡期的关键转折点。“过渡期结束后,监管对保险公司实际资本的认定要求将更严格,对最低资本计量中的各类风险因子普遍上调。”光大证券在研报中分析指出,自2022年“偿二代”二期规则实施以来,保险公司偿付能力普遍面临下行压力。在此背景下,2025年险企加快“补血”节奏,年内增资、发债动作频繁,总金额达到上千亿元。据财闻不完全...

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