来源:@经济观察报微博记者 欧阳晓红你的数字人民币(e-CNY)钱包,终于有了时间的味道。自2026年1月1日起,数字人民币钱包余额开始按照活期存款计付利息。这一变化,于微观而言是账户重构,于宏观而言是货币突围。如果仍执着于“央行直接负债+100%准备金+不计息”,数字人民币则像一项支付工具试验。而在数字经济时代,当数字人民币走向“存款化、计量框架升级、激励机制更一致”,它就更像一种能够与经济增长...
Source Link来源:@经济观察报微博记者 欧阳晓红你的数字人民币(e-CNY)钱包,终于有了时间的味道。自2026年1月1日起,数字人民币钱包余额开始按照活期存款计付利息。这一变化,于微观而言是账户重构,于宏观而言是货币突围。如果仍执着于“央行直接负债+100%准备金+不计息”,数字人民币则像一项支付工具试验。而在数字经济时代,当数字人民币走向“存款化、计量框架升级、激励机制更一致”,它就更像一种能够与经济增长...
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