Waterstone Financial Inc. Q4 net income rises 48% to USD 7.7 million

Reuters

Jan 29

Waterstone Financial Inc. Q4 net income rises 48% to USD 7.7 million

Waterstone Financial Inc. reported net income of USD 7.7 million, or USD 0.44 per diluted share, for the fourth quarter (Q4) ended December 31, 2025. For the full year (FY) 2025, net income per diluted share was USD 1.48. The company’s consolidated return on average assets (annualized) was 1.35% for Q4 2025. Net interest margin increased 47 basis points to 2.89% for Q4 2025. Past due loans at the community banking segment totaled USD 10.4 million at December 31, 2025. The company declared a quarterly dividend of USD 0.15 per share and returned a total of USD 5.3 million to shareholders through buybacks and dividends in Q4 2025.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Waterstone Financial Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001437749-26-002305), on January 28, 2026, and is solely responsible for the information contained therein.

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Q4 net income rises 48% to USD 7.7 million","media":"Reuters","content":"<html xmlns=\"http://www.w3.org/1999/xhtml\" xmlns:newsg2=\"http://iptc.org/std/nar/2006-10-01/\" xmlns:xhtml=\"http://www.w3.org/1999/xhtml\"><head><title>\n      Waterstone Financial Inc. Q4 net income rises 48% to USD 7.7 million\n    </title></head><body><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n        Waterstone Financial Inc. reported net income of USD 7.7 million, or USD 0.44 per diluted share, for the fourth quarter (Q4) ended December 31, 2025. For the full year (FY) 2025, net income per diluted share was USD 1.48. The company’s consolidated return on average assets (annualized) was 1.35% for Q4 2025. Net interest margin increased 47 basis points to 2.89% for Q4 2025. Past due loans at the community banking segment totaled USD 10.4 million at December 31, 2025. 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Q4 net income rises 48% to USD 7.7 million\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1032215980\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2026-01-29 05:01</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html xmlns=\"http://www.w3.org/1999/xhtml\" xmlns:newsg2=\"http://iptc.org/std/nar/2006-10-01/\" xmlns:xhtml=\"http://www.w3.org/1999/xhtml\"><head><title>\n      Waterstone Financial Inc. Q4 net income rises 48% to USD 7.7 million\n    </title></head><body><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<p>\n        Waterstone Financial Inc. reported net income of USD 7.7 million, or USD 0.44 per diluted share, for the fourth quarter (Q4) ended December 31, 2025. 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Waterstone Financial Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001437749-26-002305), on January 28, 2026, and is solely responsible for the information contained therein.</span></i>\n</p>\n</div></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4229","symbol_name":"商业和住宅抵押贷款融资","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260128:nNDL28v8Cb:1","article_id":"2607747005","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2607747005","pubTimestamp":1769634065,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Waterstone Financial Inc. reported net income of USD 7.7 million, or USD 0.44 per diluted share, for the fourth quarter  ended December 31, 2025. 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Waterstone Financial Inc. published the original content used to generate this new","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4229":"商业和住宅抵押贷款融资","BK4195":"互助储蓄与抵押信贷金融服务","WSBF":"沃特财务"},"translate_title":"Waterstone Financial Inc.第四季度净利润增长48%至770万美元","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"WSBF":0.9},"content_text":"Waterstone Financial Inc. Q4 net income rises 48% to USD 7.7 million\n    \n\n        Waterstone Financial Inc. reported net income of USD 7.7 million, or USD 0.44 per diluted share, for the fourth quarter (Q4) ended December 31, 2025. For the full year (FY) 2025, net income per diluted share was USD 1.48. The company’s consolidated return on average assets (annualized) was 1.35% for Q4 2025. Net interest margin increased 47 basis points to 2.89% for Q4 2025. Past due loans at the community banking segment totaled USD 10.4 million at December 31, 2025. 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ID: 0001437749-26-002305), on January 28, 2026, and is solely responsible for the information contained therein.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}