First Foundation Inc. reported a net loss of USD 8.0 million, or a loss per share of USD 0.10 (basic and diluted), for the fourth quarter (Q4) of 2025. Total revenue for the quarter was USD 48.4 million. Net interest income for Q4 2025 was USD 39.4 million. The net interest margin for the period was 1.36%. Interest income totaled USD 127.4 million, while interest expense was USD 87.9 million for the quarter. The company's loan-to-deposit ratio stood at 75.3% at the end of the quarter.
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