Main Street Financial Services Corp. reported record net income of USD 16.7 million for the full year ended December 31, 2025. For the fourth quarter (Q4) of 2025, net income totaled USD 4.9 million. Basic earnings per share for Q4 2025 were USD 0.63, with diluted earnings per share at USD 0.62. Return on average assets for Q4 2025 was 1.32 percent, while return on average equity was 16.41 percent. Return on average common tangible equity for the quarter was 17.10 percent. The company’s efficiency ratio for Q4 2025 was 53.86 percent. Interest and dividend income for Q4 2025 amounted to USD 22.1 million, with interest expense at USD 8.3 million. Main Street reported deposit growth of USD 43.1 million, or 12.9 percent annualized, and loan growth of USD 19.0 million, or 6.2 percent annualized, for the quarter ended December 31, 2025.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Main Street Financial Services Corp. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9644690) on January 28, 2026, and is solely responsible for the information contained therein.