Broadway Financial net interest margin rises to 2.72 in Q3 2025, up 12 percent

Reuters
Feb 14
Broadway Financial net interest margin rises to 2.72 in Q3 2025, up 12 percent

Broadway Financial Corporation (Broadway) reported stockholders' equity of USD 261.7 million as of September 30, 2025, representing 19.6% of total assets for the period. Book value per share stood at USD 12.17 at the end of the third quarter. The Community Bank Leverage Ratio was 14.56% at quarter-end. Total borrowings reached USD 170.18 million, with an average cost of funds at 4.22%. Total interest-bearing liabilities were USD 916.32 million with an average rate of 3.11%. Non-interest-bearing liabilities totaled USD 104.01 million. During the reporting period, Broadway continued to meet all regulatory capital adequacy requirements, qualifying as "well capitalized." On March 26, 2024, the company issued 94,413 shares of restricted stock to officers and employees under its Amended and Restated Long-Term Incentive Plan, with shares vesting over 36 to 60 months. No amounts were outstanding under the company's lines of credit as of September 30, 2025. Management highlighted the continued use of non-GAAP financial measures to provide additional insight into underlying operational performance and trends.

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