Kinsale Capital Group reported net income of USD 138.6 million, or USD 5.99 per diluted share, for the fourth quarter (Q4) of 2025. For the full year (FY) ended December 31, 2025, net income was USD 503.6 million, or USD 21.65 per diluted share. Net operating earnings for Q4 2025 were USD 134.6 million, or USD 5.81 per diluted share. Gross written premiums reached USD 451.1 million in Q4 2025 and USD 2.0 billion for FY 2025, with a 1.8 percent increase in the quarter and a 5.7 percent increase for the full year. In the Commercial Property Division, gross written premiums declined 28.3 percent in Q4 and 17.9 percent for FY 2025. After-tax catastrophe losses were USD 2.3 million in Q4 2025 and USD 24.0 million for FY 2025. Operating return on equity was 26.4 percent for FY 2025. Chairman and Chief Executive Officer Michael P. Kehoe stated that the quarter was marked by exceptional profitability, citing disciplined underwriting and technology-enabled low costs as key drivers. The company highlighted the resilience of its business model and its commitment to delivering long-term value for stockholders.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Kinsale Capital Group Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20260212699738) on February 12, 2026, and is solely responsible for the information contained therein.