On September 19, the Beijing Federation of Industry and Commerce and the Tongzhou District People's Government jointly held the 2025 Beijing Private Enterprise Top 100 release conference, announcing the 2025 Beijing Private Enterprise "1+3" Top 100 rankings. Based on its substantial achievements in technological innovation, Waterdrop Inc. (WDH.US) was selected for the 2025 "Beijing Private Enterprise Specialized and Refined Top 100" list.
The Beijing Private Enterprise Specialized and Refined Top 100 uses annual business performance, R&D innovation capabilities, and industry development positioning as core indicators, comprehensively evaluating enterprises' legal compliance operations and integrity. Companies are selected through quantified scoring of core and auxiliary indicators, with all selected enterprises achieving significant results in technological innovation.
As a member of the Beijing Private Enterprise Specialized and Refined Top 100, Waterdrop Inc. has consistently positioned technological innovation as its core competitive advantage, establishing an "All in AI" technology development strategy. Leveraging digital transformation and proprietary AI large models, the company deeply empowers the entire insurance service process, achieving online, standardized, and digitally intelligent business operations. This approach provides users with more convenient and inclusive insurance services while significantly enhancing business efficiency and driving high-quality corporate development.
With leading R&D capabilities and focusing on user needs and efficient operations, Waterdrop Inc. independently developed the "Waterdrop Shuishou Large Model," which received national algorithm registration approval from the Cyberspace Administration of China in 2024 and obtained multiple large model development patents. By the end of 2024, the company had accumulated 48 patent applications related to large models and over 100 authorized patents related to artificial intelligence.
Based on the "Waterdrop Shuishou Large Model" technology foundation, Waterdrop continues to enhance service efficiency and quality while optimizing user experience. In sales assistance, the company has developed an AI-driven growth engine. The proprietary "Waterdrop Shuishou" AI insurance expert, with its multimodal interaction capabilities, exceeds the efficiency of junior service personnel, helping achieve a 155% quarter-over-quarter increase in premium scale in the second quarter.
In underwriting, Waterdrop launched the AI underwriting expert "KEYI.AI," which leverages a knowledge base of tens of millions of underwriting cases to reduce complex underwriting processing time, achieving 99.8% underwriting accuracy. In customer service scenarios, the company introduced AI customer service "Bao Xiaohui," providing 24/7 response capabilities with AI resolution rates exceeding 95.5% in product service scenarios.
The Beijing Private Enterprise Top 100 evaluation, first conducted in 2018, has continued for eight years. It aims to strengthen private economy work in the new era, identify high-quality private enterprises that align with the capital's urban functional positioning and "high-precision-advanced" economic structure, and possess leading demonstration effects, thereby promoting high-quality development of the private economy.
This year also marked the first evaluation of Beijing Private Enterprise Social Responsibility Excellence Cases, with Waterdrop Inc. successfully selected.
Consecutive inclusion in the Beijing Private Enterprise Top 100 represents both significant responsibility and recognition of Waterdrop Inc.'s technological innovation achievements. Moving forward, Waterdrop Inc. will continue to maintain its user-centric approach, steadfastly pursuing high-quality development through technology investment and service innovation to create greater social value.