Hancock Whitney Corporation has reported a net income of $119.5 million for the first quarter of 2025, translating to earnings per diluted common share of $1.38. The company's return on assets (ROA) was recorded at 1.41%, while the net interest margin $(NIM)$ continued to expand. The efficiency ratio stood at 55.22%. Adjusted pre-provision net revenue was $162.4 million. The company noted a decrease in criticized loan levels during the quarter, and the allowance for credit losses $(ACL.AU)$ to loans remains robust at 1.49%. Hancock Whitney also continued to build capital with a total risk-based capital ratio of 16.37%, a tangible common equity tier 1 ratio of 14.48%, and a tangible common equity ratio of 10.01%. In a significant move, the Hancock Whitney Board of Directors approved a 12.5% increase in the regular second-quarter 2025 common stock cash dividend, raising it to $0.45 per common share. This marks a cumulative year-over-year increase of 50% in the quarterly common stock dividend. Additionally, the acquisition of Sabal Trust Company, the largest independent trust company in Florida, was completed in May, marking a strategic expansion into the trust services market. Looking forward, Hancock Whitney is focused on organic growth, hiring additional revenue-generating bankers, opening new financial centers, and continuing to return capital to shareholders through share repurchases and increased dividends.