Kentucky First Federal Bancorp在完成了重组第一联邦储蓄机构和贷款风险协会为相互控股的组织形式的基础上于2005年3月2日在美国法律的监督下作为中层控股公司成立。该公司的贷款组合主要包括一到四户住宅抵押贷款。当机会出现时，该公司还提供由教堂，商业房地产和多户家庭房地产担保的贷款。该公司还提供以存款帐户作为抵押的贷款，并通过肯塔基州的第一联邦提供房屋抵押贷款。该公司的所有贷款基本上都在银行各自的市场区域内提供。
董事
名称
职位
R. Clay Hulette
Chief Executive Officer and Director
Walter G. Ecton, Jr.
Chairman of the Board
Don D. Jennings
President and Director
David R. Harrod
Director
Stephen G. Barker
Director
William H. Johnson
Director
股东
名称
职位
Jaime Steele Coffey
President and Chief Executive Officer of First Federal of Hazard
R. Clay Hulette
Chief Executive Officer and Director
Tyler Eade
Vice President and Chief Financial Officer
Don D. Jennings
President and Director
Teresa Hulette
Vice President of the Bank and Executive Vice President