异动解读|美国前进保险盘中下跌3.14%,UBS警告基本损失率或持续走高

行情直击
Sep 22

9月22日,美国前进保险盘中下跌3.14%,报205.66美元/股,成交额1.03亿美元。

消息面上,UBS于上周五发布研报指出,由于定价趋势持续低于损失成本通胀,叠加竞争加剧导致有效保单增速放缓,Progressive的基本损失率(underlying loss ratio)可能继续走高。公司8月基本损失率差于预期,EPS之所以超预期主要依赖有利的准备金调整及较低的巨灾损失,而非核心承保表现改善。此外,商业车险业务在8月出现1900万美元的不利精算准备金调整。UBS维持中性评级及234美元目标价。

此前公布的8月数据显示,公司每股收益1.63美元,同比下降21%;净利润同比下降22%,承保利润率的持续承压引发市场担忧。同行业个股中,好事达跌4.54%、旅行者财产险跌1.44%,板块整体走弱。

(以上内容均基于市场公开消息,由程序或算法智能生成,仅作为股价异动提醒,不作为投资建议或交易依据。)

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