Reap 是 Visa 在香港和墨西哥的主要发卡机构成员(VPIM),由 Kraken 母公司 Payward 所有,可在自有 BIN 上发卡,并称能支持 100 多个市场的合作伙伴。Guo 表示,公共区块链持续运行,但全球外汇仍依赖银行营业时间、代理行和可能耗时数日的结算,新兴及跨境市场中部分货币走廊的转账费用高达 5% 至 7%,而目前稳定币支付中近 99% 以美元计价。
该公司正将稳定币结算整合进卡片、跨境支付、资金管理及合规风控等更广泛的产品体系。Reap 表示,2026 年上半年卡片和支付量同比增长 33%,2025 年营收和交易量增长两倍。Visa 亚太区总裁 Stephen Karpin 表示,不将区块链结算视为传统支付系统的替代品,而是互补关系,机会在于减少摩擦并保持与更广泛金融体系的互操作性。
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