10月30日,建设银行召开2026年第三季度业绩说明会,谈及10月1日起实施的居民购房贷款贴息政策,对按揭贷款投放有何拉动作用。建设银行副行长、董事会秘书纪志宏指出,关于个人住房贷款,一是新政将个人住房贷款最长期限延长至40年,月所有债务支出与收入比的上限放宽至60%,将有助于合理提升居民贷款购房支付能力,提供更多方案供购房人选择。 二是新政将预售商品房个人住房贷款发放时点从主体结构封顶调整到...
Source Link10月30日,建设银行召开2026年第三季度业绩说明会,谈及10月1日起实施的居民购房贷款贴息政策,对按揭贷款投放有何拉动作用。建设银行副行长、董事会秘书纪志宏指出,关于个人住房贷款,一是新政将个人住房贷款最长期限延长至40年,月所有债务支出与收入比的上限放宽至60%,将有助于合理提升居民贷款购房支付能力,提供更多方案供购房人选择。 二是新政将预售商品房个人住房贷款发放时点从主体结构封顶调整到...
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