在泸州市一家能源和化工新材料产业链重点企业的车间内，100多台生箔机正在满负荷运转，一派繁忙景象。企业负责人却说：“越是这个时候，越睡不踏实——产量上去了，资金却跟不上了。”
企业当前面临三重压力：上游原材料涨价、下游回款账期长、前期项目贷款又需按计划偿还，运营资金出现阶段性缺口。更棘手的是，厂房、设备已用于前期项目建设抵押融资，公司没有可抵押资产，只剩分散在外地的下游应收账款。融资，卡在了这些现实困境中。
泸州银行了解情况后主动靠前服务，深入调查企业经营实际。调查发现，企业当前经营稳健，下游客户多为锂电行业知名企业，落地泸州后，提供近600个就业岗位，填补了四川锂电铜箔生产空白，带动了能源和化工新材料产业链上下游发展。
据此，泸州银行迅速设计融资方案，及时以应收账款质押的方式放款5,000万元，缓解了企业原材料采购和资金周转压力，稳住了生产，也稳住了就业。
下一步，泸州银行将继续围绕泸州产业布局，聚焦产业链上的企业需求，以更灵活的金融服务支持企业稳产保产、稳岗稳就业，助力地方经济高质量发展。
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