10月30日金融一线消息，邮储银行今日召开2026年第三季度业绩说明会。邮储银行副行长、董事会秘书杜春野表示，资产质量一直是该行重点关切的对象，前三季度，该行资产质量边际企稳，多项数据呈现边际企稳的态势，不良率、逾期率环比分别下降1bp和3bp，特别是年化不良生成率，同比下降2bp至0.91%，是2025年以来的最低水平。
与此同时，他表示，该行也高度关注资产质量的结构性压力，一方面，健全风险“早识别、早预警、早暴露、早处置”的“四早”机制，积极对标监管要求；另一方面，深化智能风控建设，完善数据底座支撑和智能风控应用系统，提升风险识别的精准性。
此外，杜春野表示，邮储银行资产负债的结构也更加均衡，从资产端来看，聚焦实体经济的重点领域，五篇大文章贷款增速均高于公司的各项贷款。
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