邮储银行刘丽娜:公司贷款发展趋势乐观,零售贷款保持韧性

金融一线
Oct 30

  10月30日金融一线消息,邮储银行今日召开2026年第三季度业绩说明会。谈及信贷投放情况,邮储银行资产负债部总经理刘丽娜表示,该行公司贷款目前的发展态势乐观,战略客户包括县域的股贷、涉农、绿色等领域发展速度较快,同比增速达16.1%,信贷结构持续优化。

  与此同时,她也指出,在银行业零售信贷整体承压的背景下,邮储银行零售贷款仍展现韧性,市场份额也有所上升。其中,该行主要贷种为个人经营贷,其在化解风险的同时,今年也出现了积极转变,净增1112亿。从客户角度看,其中70%以上均为新增优质客户放款,为后续信贷投放奠定良好基础。

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