邮储银行副行长杜春野:行业净息差企稳回升,主要受益于负债端成本的下降

金融一线
Oct 30

  10月30日金融一线消息,邮储银行今日召开2026年第三季度业绩说明会。谈及息差表现,邮储银行副行长、董事会秘书杜春野表示,目前行业净息差企稳回升,主要受益于负债端成本的下降,同时,存量的定期存款集中到期重定价也是当前重要的短期驱动因素。

  他表示:“目前邮储银行长期限存款占比较低,这既反映出我们在此轮重定价红利当中和同业存在一定的阶段性差异,也说明了我们在负债精细化管理方面起步更早,主动调整的也更为靠前。”

  杜春野指出,目前该行已将发展自营存款提升到了战略高度,作为该行突破存量期限结构的约束,深挖存款渠道降本效能破局的重要路径,持续把负债端的工作做细做实,这也是邮储银行非常重要的竞争优势。

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