10月30日金融一线消息，建设银行召开2026年第三季度业绩说明会。副行长、董事会秘书纪志宏表示，建设银行积极落实国家提振消费政策部署，优化完善产品服务体系，加大消费信贷投放力度，支持居民多元化消费融资需求。消费贷款连续四年新增超千亿元。截至9月末，消费贷款余额已突破8000亿元，达8179亿元，较上年末新增1347亿元，增幅19.7%，当季新增361亿元。当年新发放个人消费贷款7685亿元，同比多发放251亿元，切实发挥对居民消费的支持作用。
纪志宏介绍，财政贴息政策落实方面，8月份财政贴息政策进一步扩围，并提升单户贴息额度上限。我行落实财政金融协同促内需一揽子政策，加力推动消费贷款财政贴息扩面，优化贴息消费识别及面客服务流程，推动新增贷款客户贴息协议“应签尽签”，消费交易“能识别尽识别、应贴尽贴”。截至9月末，个人消费贷款财政贴息政策惠及客户超800万户，累计识别符合条件的消费交易金额超2100亿元，贴息金额超3.5亿元。
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