瑞银:信贷周期非系统性风险 内银五年额外信贷成本约170基点

阿斯达克财经
Nov 06

今年上半年,中国无抵押消费信贷首次收缩。瑞银认为相关信贷周期并非系统性风险,压力测试显示截至2030年累计额外信用成本约170个基点。瑞银投资银行亚洲金融行业研究主管颜湄之表示,相关压力更可能是数年内可控的拨备负担;UBS Evidence Lab领先指标显示,信贷质素恶化速度可能正在放缓。上半年中国无抵押消费信贷首次收缩。瑞银预计2026年整体无抵押消费信贷将收缩,2027年持平,自2028年起...

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