汉考克惠特尼公司第二季度盈利遭遇下滑，存款减少成为主要拖累因素。这家银行控股集团最新财报揭示，季度利润定格在1.135亿美元，相比去年同期的1.146亿美元略有萎缩。每股收益表现也低于市场预期，仅为1.32美元，未达FactSet分析师预测的1.36美元关口。
信贷风险压力显著攀升。公司计提了1490万美元的信贷损失拨备，较第一季度的1050万美元明显扩大。不过，税前拨备净收入展现韧性，总额达1.679亿美元，环比增长3.4%，超越前一季度的1.624亿美元。
贷款业务逆势扩张。总贷款规模环比劲增2%，飙升至235亿美元，得益于强劲的贷款需求、信贷额度利用率提升以及还款规模缩减。存款端却遭遇压力，总存款环比下滑1%至290亿美元。这一萎缩主要源于零售定期存款缩水和付息公共资金减少的双重打击。
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